Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of The Kalyan Janata Sahakari Bank Ltd. for its Bailbazar branch in Kalyan, Thane, or Maharashtra, this guide will help you with all the details.
There have been major changes in the banking sector in India and today, the customers of The Kalyan Janata Sahakari Bank Ltd. located in Kalyan or anywhere in Maharashtra can transfer funds instantly by using the correct IFSC Code KJSB0000009. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for The Kalyan Janata Sahakari Bank Ltd., Bailbazar, Kalyan
The table below shows the main details of the IFSC Code KJSB0000009 for the The Kalyan Janata Sahakari Bank Ltd. branch in Kalyan, which falls under the Thane district in Maharashtra.
| Particulars | Details |
|---|---|
| Bank | The Kalyan Janata Sahakari Bank Ltd. |
| IFSC Code | KJSB0000009 |
| Branch | Bailbazar |
| City | Kalyan |
| District | Thane |
| State | Maharashtra |
| Address | Om Suprim,Opp Hp Petrol Pump,Bail Bazar,Kalyan (W)-421301 |
These details are crucial, not just for online banking users but also for businesses and individuals who use The Kalyan Janata Sahakari Bank Ltd. in Kalyan for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code KJSB0000009 for the Bailbazar branch of The Kalyan Janata Sahakari Bank Ltd. has an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including The Kalyan Janata Sahakari Bank Ltd. located in Bailbazar, Kalyan, Maharashtra, is provided with a unique IFSC like KJSB0000009 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It uniquely identifies the The Kalyan Janata Sahakari Bank Ltd. branch in Kalyan.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any errors or confusions between multiple branches of the same bank across different places like Kalyan and Thane.
- It reduces errors in fund transfers and improves accuracy.
- It allows sender banks to validate and confirm branch details before processing payments.
There are thousands of branches across Maharashtra and the rest of India and the IFSC Code ensures that transactions meant for The Kalyan Janata Sahakari Bank Ltd. in Bailbazar do not get mixed with another location.
Format of the IFSC Code KJSB0000009
The format of the IFSC Code for banks, including The Kalyan Janata Sahakari Bank Ltd., follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For The Kalyan Janata Sahakari Bank Ltd., these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Bailbazar in Kalyan.
For example, the IFSC Code KJSB0000009 of The Kalyan Janata Sahakari Bank Ltd. for the Bailbazar branch includes these elements, identifying the bank and the branch location in Kalyan and Maharashtra accurately.
How to Find IFSC Code for The Kalyan Janata Sahakari Bank Ltd.?
If you are trying to find the IFSC Code KJSB0000009 of The Kalyan Janata Sahakari Bank Ltd. for its Bailbazar branch located in Kalyan, the following methods can help:
Cheque Book
The cheque books that are issued by The Kalyan Janata Sahakari Bank Ltd. include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.
Passbook
Most banks, including The Kalyan Janata Sahakari Bank Ltd. branches in Kalyan and Thane, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of The Kalyan Janata Sahakari Bank Ltd. and find the branch locator section. Search for Bailbazar or Kalyan to get the exact IFSC Code KJSB0000009.
Mobile Banking App
If you use The Kalyan Janata Sahakari Bank Ltd.'s mobile app, you can easily check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for The Kalyan Janata Sahakari Bank Ltd. and Kalyan that will provide accurate information.
How to Use IFSC Code KJSB0000009 for Online Transfers?
Once you have the IFSC Code KJSB0000009 for the Bailbazar branch of The Kalyan Janata Sahakari Bank Ltd. in Kalyan, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code KJSB0000009. The transfer is completed in batches. It is useful for both personal and business payments.
RTGS
Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and The Kalyan Janata Sahakari Bank Ltd. IFSC Code KJSB0000009.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the The Kalyan Janata Sahakari Bank Ltd. Bailbazar in Kalyan, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of The Kalyan Janata Sahakari Bank Ltd. in Bailbazar, here are some of the ways you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official The Kalyan Janata Sahakari Bank Ltd. website.
- Search the RBI portal.
Knowing both IFSC and MICR code can help account holders in Kalyan manage their online transfers and cheque clearances easily.
Frequently Asked Questions (FAQs)
The IFSC Code is KJSB0000009.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Om Suprim,Opp Hp Petrol Pump,Bail Bazar,Kalyan (W)-421301 located in Kalyan, Thane, Maharashtra.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.