The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of The Kalyan Janata Sahakari Bank Ltd. for its Syndicate branch in Kalyan, Thane, Maharashtra, this complete guide will provide you with detailed information.
The banking system in India has changed over the years, and today customers of The Kalyan Janata Sahakari Bank Ltd. located in Kalyan or anywhere in Maharashtra can transfer funds instantly by using the correct IFSC Code KJSB0000006. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.
Details of IFSC Code for The Kalyan Janata Sahakari Bank Ltd., Syndicate, Kalyan
Here are the key points that are associated with the IFSC Code KJSB0000006 of The Kalyan Janata Sahakari Bank Ltd. for its branch located in Kalyan, within the district of Thane in the state of Maharashtra.
| Particulars | Details |
|---|---|
| Bank | The Kalyan Janata Sahakari Bank Ltd. |
| IFSC Code | KJSB0000006 |
| Branch | Syndicate |
| City | Kalyan |
| District | Thane |
| State | Maharashtra |
| Address | Yakub Manzil Syndicate Murbad Road Kalyan(W)421301 |
These details are crucial, not just for online banking users but also for businesses and individuals who use The Kalyan Janata Sahakari Bank Ltd. in Kalyan for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code KJSB0000006 for the Syndicate branch of The Kalyan Janata Sahakari Bank Ltd. has an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with The Kalyan Janata Sahakari Bank Ltd. located in Syndicate, Kalyan, Maharashtra, are allotted a unique IFSC like KJSB0000006 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Kalyan.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents confusion between different branches of the same bank in places like Kalyan and Thane.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It makes sure that money sent to The Kalyan Janata Sahakari Bank Ltd. in Syndicate reaches the right place, even though there are thousands of branches in Maharashtra and across India.
Format of the IFSC Code KJSB0000006
The format of the IFSC Code for banks, including The Kalyan Janata Sahakari Bank Ltd., has an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For The Kalyan Janata Sahakari Bank Ltd., these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Syndicate in Kalyan.
For example, the IFSC Code KJSB0000006 of The Kalyan Janata Sahakari Bank Ltd. for the Syndicate branch includes these elements, identifying the bank and the branch location in Kalyan and Maharashtra correctly.
How to Find IFSC Code for The Kalyan Janata Sahakari Bank Ltd.?
If you are trying to find the IFSC Code KJSB0000006 of The Kalyan Janata Sahakari Bank Ltd. for its Syndicate branch located in Kalyan, the following methods can help:
Cheque Book
The cheque book issued by The Kalyan Janata Sahakari Bank Ltd. includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
Most banks, including The Kalyan Janata Sahakari Bank Ltd. branches in Kalyan and Thane, print the IFSC and MICR codes on the first page of your passbook.
Bank Website
Visit the official website of The Kalyan Janata Sahakari Bank Ltd. and navigate to the branch locator section. Search for Syndicate or Kalyan to get the exact IFSC Code KJSB0000006.
Mobile Banking App
If you use The Kalyan Janata Sahakari Bank Ltd.'s mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for The Kalyan Janata Sahakari Bank Ltd. and Kalyan, you'll get the correct details.
How to Use IFSC Code KJSB0000006 for Online Transfers?
Once you have the IFSC Code KJSB0000006 for the Syndicate branch of The Kalyan Janata Sahakari Bank Ltd. in Kalyan, you can initiate your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code KJSB0000006. Transfers are processed in batches. This is suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and The Kalyan Janata Sahakari Bank Ltd. IFSC Code KJSB0000006.
Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for The Kalyan Janata Sahakari Bank Ltd. Syndicate in Kalyan may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of The Kalyan Janata Sahakari Bank Ltd. in Syndicate, here are some ways that you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official The Kalyan Janata Sahakari Bank Ltd. website.
- Search the RBI portal.
If you know both IFSC and MICR codes, then it can help account holders in Kalyan manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is KJSB0000006.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Yakub Manzil Syndicate Murbad Road Kalyan(W)421301 located in Kalyan, Thane, Maharashtra.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.