Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Ambarnath Jaihind Coop Bank Ltd Ambarnath for its Vasind Branch branch in Vashind, Thane, Maharashtra, then this guide will give you detailed information.
The banking system has evolved significantly in India, and today the customers of Ambarnath Jaihind Coop Bank Ltd Ambarnath located in Vashind or anywhere in Maharashtra can transfer funds instantly by using the correct IFSC Code AJHC0001015. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Ambarnath Jaihind Coop Bank Ltd Ambarnath, Vasind Branch, Vashind
Below in the table are the key details related to IFSC Code AJHC0001015 of Ambarnath Jaihind Coop Bank Ltd Ambarnath for its branch located in Vashind, within the district of Thane in the state of Maharashtra.
| Particulars | Details |
|---|---|
| Bank | Ambarnath Jaihind Coop Bank Ltd Ambarnath |
| IFSC Code | AJHC0001015 |
| Branch | Vasind Branch |
| City | Vashind |
| District | Thane |
| State | Maharashtra |
| Address | Shop No 3,House No 15/2,The Khatiwali -Vasind Seva Socitey Ltd,At Post Vasind |
These details are important not only for users using online banking but also for businesses and individuals who use Ambarnath Jaihind Coop Bank Ltd Ambarnath in Vashind for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code AJHC0001015 for the Vasind Branch branch of Ambarnath Jaihind Coop Bank Ltd Ambarnath is vital.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Ambarnath Jaihind Coop Bank Ltd Ambarnath located in Vasind Branch, Vashind, Maharashtra, are allotted a unique IFSC like AJHC0001015 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Vashind.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents confusion between different branches of the same bank in places like Vashind and Thane.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It makes sure that money sent to Ambarnath Jaihind Coop Bank Ltd Ambarnath in Vasind Branch reaches the right place, even though there are thousands of branches in Maharashtra and across India.
Format of the IFSC Code AJHC0001015
This is the format of the IFSC Code for banks, including Ambarnath Jaihind Coop Bank Ltd Ambarnath, follows an 11-character structure:
AAAA0CCCCCC
Here's the explanation:
- First 4 characters (AAAA): This is the bank code. For Ambarnath Jaihind Coop Bank Ltd Ambarnath, these characters are the bank's short identifier.
- 5th character (0): This stays zero till there is any future use.
- Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Vasind Branch in Vashind.
For example, the IFSC Code AJHC0001015 of Ambarnath Jaihind Coop Bank Ltd Ambarnath for the Vasind Branch branch includes these elements, identifying the bank and the branch location in Vashind and Maharashtra accurately.
How to Find IFSC Code for Ambarnath Jaihind Coop Bank Ltd Ambarnath?
To find the IFSC Code AJHC0001015 of Ambarnath Jaihind Coop Bank Ltd Ambarnath for its Vasind Branch branch located in Vashind, the following methods can help you out:
Cheque Book
The cheque book issued by Ambarnath Jaihind Coop Bank Ltd Ambarnath includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.
Passbook
Most banks, including Ambarnath Jaihind Coop Bank Ltd Ambarnath branches in Vashind and Thane, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Ambarnath Jaihind Coop Bank Ltd Ambarnath and go to the branch locator section. Then search for Vasind Branch or Vashind to find the exact IFSC Code AJHC0001015.
Mobile Banking App
If you use Ambarnath Jaihind Coop Bank Ltd Ambarnath's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Ambarnath Jaihind Coop Bank Ltd Ambarnath and Vashind will provide accurate information.
How to Use IFSC Code AJHC0001015 for Online Transfers?
Once you have the IFSC Code AJHC0001015 for the Vasind Branch branch of Ambarnath Jaihind Coop Bank Ltd Ambarnath in Vashind, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code AJHC0001015. The transfer is completed in batches. It is useful for both personal and business payments.
RTGS
Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Ambarnath Jaihind Coop Bank Ltd Ambarnath IFSC Code AJHC0001015.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Ambarnath Jaihind Coop Bank Ltd Ambarnath Vasind Branch in Vashind, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Ambarnath Jaihind Coop Bank Ltd Ambarnath in Vasind Branch, here are some ways that you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Ambarnath Jaihind Coop Bank Ltd Ambarnath website.
- Search the RBI portal.
If you know both IFSC and MICR codes, then it can help account holders in Vashind manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is AJHC0001015.
Yes, but it can change during merging or restructuring of the bank.
No, MICR is for cheque clearing and IFSC is for online transfers.
You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.
The address of the branch is Shop No 3,House No 15/2,The Khatiwali -Vasind Seva Socitey Ltd,At Post Vasind located in Vashind, Thane, Maharashtra.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.