There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Ambarnath Jaihind Coop Bank Ltd Ambarnath for its Kalyan Chinchpada Branch branch in Kalyan, Thane, Maharashtra, then this comprehensive guide will provide you with detailed information.
The banking system in India has changed over time, and today the customers of Ambarnath Jaihind Coop Bank Ltd Ambarnath situated in Kalyan or anywhere in Maharashtra can easily transfer funds instantly by using the correct IFSC Code AJHC0001011. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Ambarnath Jaihind Coop Bank Ltd Ambarnath, Kalyan Chinchpada Branch, Kalyan
The table below shows the main details of the IFSC Code AJHC0001011 for the Ambarnath Jaihind Coop Bank Ltd Ambarnath branch in Kalyan, which falls under the Thane district in Maharashtra.
| Particulars | Details |
|---|---|
| Bank | Ambarnath Jaihind Coop Bank Ltd Ambarnath |
| IFSC Code | AJHC0001011 |
| Branch | Kalyan Chinchpada Branch |
| City | Kalyan |
| District | Thane |
| State | Maharashtra |
| Address | Bldg.No.1,A Wing,Saket Harmony,Near Saket College,100 Ft.Road |
These details are important not only for users using online banking but also for businesses and individuals who use Ambarnath Jaihind Coop Bank Ltd Ambarnath in Kalyan for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code AJHC0001011 for the Kalyan Chinchpada Branch branch of Ambarnath Jaihind Coop Bank Ltd Ambarnath is vital.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like AJHC0001011 is given to every bank branch, including Ambarnath Jaihind Coop Bank Ltd Ambarnath located in Kalyan Chinchpada Branch, Kalyan, Maharashtra, to make sure that online payments reach the right place.
The IFSC Code is important because:
- It uniquely identifies the Ambarnath Jaihind Coop Bank Ltd Ambarnath branch in Kalyan.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any kind of confusion between multiple branches of the same bank across different places like Kalyan and Thane.
- It removes errors in fund transfers and improves accuracy.
- It lets the sender banks validate and confirm branch details before they process the payments.
There are thousands of branches across Maharashtra and the rest of India, which is why the IFSC Code ensures that transactions meant for Ambarnath Jaihind Coop Bank Ltd Ambarnath in Kalyan Chinchpada Branch doesn't end up at another location.
Format of the IFSC Code AJHC0001011
The format of the IFSC Code for banks, including Ambarnath Jaihind Coop Bank Ltd Ambarnath, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown of this:
- First 4 characters (AAAA): Represent the bank code. For Ambarnath Jaihind Coop Bank Ltd Ambarnath, these characters are the bank's short identifier.
- 5th character (0): Always zero which is reserved for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Kalyan Chinchpada Branch in Kalyan.
For example, the IFSC Code AJHC0001011 of Ambarnath Jaihind Coop Bank Ltd Ambarnath for the Kalyan Chinchpada Branch branch includes these elements, identifying the bank and the branch location in Kalyan and Maharashtra accurately.
How to Find IFSC Code for Ambarnath Jaihind Coop Bank Ltd Ambarnath?
To find the IFSC Code AJHC0001011 of Ambarnath Jaihind Coop Bank Ltd Ambarnath for its Kalyan Chinchpada Branch branch located in Kalyan, the following methods can help you out:
Cheque Book
The cheque book issued by Ambarnath Jaihind Coop Bank Ltd Ambarnath includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.
Passbook
Most banks, including Ambarnath Jaihind Coop Bank Ltd Ambarnath branches in Kalyan and Thane, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Ambarnath Jaihind Coop Bank Ltd Ambarnath and go to the branch locator section. Then search for Kalyan Chinchpada Branch or Kalyan to find the exact IFSC Code AJHC0001011.
Mobile Banking App
If you use Ambarnath Jaihind Coop Bank Ltd Ambarnath's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Ambarnath Jaihind Coop Bank Ltd Ambarnath and Kalyan will provide accurate information.
How to Use IFSC Code AJHC0001011 for Online Transfers?
Once you have the IFSC Code AJHC0001011 for the Kalyan Chinchpada Branch branch of Ambarnath Jaihind Coop Bank Ltd Ambarnath in Kalyan, you can initiate your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code AJHC0001011. Transfers are processed in batches. This is suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Ambarnath Jaihind Coop Bank Ltd Ambarnath IFSC Code AJHC0001011.
Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Ambarnath Jaihind Coop Bank Ltd Ambarnath Kalyan Chinchpada Branch in Kalyan may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Ambarnath Jaihind Coop Bank Ltd Ambarnath in Kalyan Chinchpada Branch, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Ambarnath Jaihind Coop Bank Ltd Ambarnath website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in Kalyan to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code is AJHC0001011.
Yes, but there can be changes during mergers or restructuring.
No, MICR is for cheque clearing and the IFSC is for online transfers.
You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Bldg.No.1,A Wing,Saket Harmony,Near Saket College,100 Ft.Road located in Kalyan, Thane, Maharashtra.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.