For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Ambarnath Jaihind Coop Bank Ltd Ambarnath for its Katrap, Badlapur Branch branch in Badlapur, Thane, Maharashtra, this comprehensive guide will provide you with detailed information.
The banking system in India has changed significantly over the years, and today customers of Ambarnath Jaihind Coop Bank Ltd Ambarnath located in Badlapur or anywhere in Maharashtra can transfer funds instantly by using the correct IFSC Code AJHC0001013. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.
Details of IFSC Code for Ambarnath Jaihind Coop Bank Ltd Ambarnath, Katrap, Badlapur Branch, Badlapur
The table below shows the main details of the IFSC Code AJHC0001013 for the Ambarnath Jaihind Coop Bank Ltd Ambarnath branch in Badlapur, which falls under the Thane district in Maharashtra.
| Particulars | Details |
|---|---|
| Bank | Ambarnath Jaihind Coop Bank Ltd Ambarnath |
| IFSC Code | AJHC0001013 |
| Branch | Katrap, Badlapur Branch |
| City | Badlapur |
| District | Thane |
| State | Maharashtra |
| Address | Panvelkar Optima,Shop No.7,8,9,Gr.Floor,Katrap |
These details helps users in online banking and for businesses and individuals who use Ambarnath Jaihind Coop Bank Ltd Ambarnath in Badlapur for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code AJHC0001013 for the Katrap, Badlapur Branch branch of Ambarnath Jaihind Coop Bank Ltd Ambarnath plays a vital role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Ambarnath Jaihind Coop Bank Ltd Ambarnath located in Katrap, Badlapur Branch, Badlapur, Maharashtra, are given a unique IFSC like AJHC0001013 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Badlapur.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents any kind of confusion between different branches of the same bank in places like Badlapur and Thane.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It helps ensure that any money sent to Ambarnath Jaihind Coop Bank Ltd Ambarnath in Katrap, Badlapur Branch goes to the correct branch. This is important because Ambarnath Jaihind Coop Bank Ltd Ambarnath has thousands of branches in Maharashtra and all over India, and the IFSC Code prevents payments from going to the wrong place.
Format of the IFSC Code AJHC0001013
The format of the IFSC Code for banks, including Ambarnath Jaihind Coop Bank Ltd Ambarnath, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown of this:
- First 4 characters (AAAA): Represent the bank code. For Ambarnath Jaihind Coop Bank Ltd Ambarnath, these characters are the bank's short identifier.
- 5th character (0): Always zero which is reserved for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Katrap, Badlapur Branch in Badlapur.
For example, the IFSC Code AJHC0001013 of Ambarnath Jaihind Coop Bank Ltd Ambarnath for the Katrap, Badlapur Branch branch includes these elements, identifying the bank and the branch location in Badlapur and Maharashtra accurately.
How to Find IFSC Code for Ambarnath Jaihind Coop Bank Ltd Ambarnath?
If you are trying to find the IFSC Code AJHC0001013 of Ambarnath Jaihind Coop Bank Ltd Ambarnath for its Katrap, Badlapur Branch branch located in Badlapur, the following methods can help:
Cheque Book
The cheque book issued by Ambarnath Jaihind Coop Bank Ltd Ambarnath includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
You can easily find the IFSC and MICR codes because most banks, including Ambarnath Jaihind Coop Bank Ltd Ambarnath branches in Badlapur and Thane, print them on the first page of your passbook.
Bank Website
Visit the official website of Ambarnath Jaihind Coop Bank Ltd Ambarnath and navigate to the branch locator section. Search for Katrap, Badlapur Branch or Badlapur to get the exact IFSC Code AJHC0001013.
Mobile Banking App
If you use Ambarnath Jaihind Coop Bank Ltd Ambarnath's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Ambarnath Jaihind Coop Bank Ltd Ambarnath and Badlapur, you'll get the correct details.
How to Use IFSC Code AJHC0001013 for Online Transfers?
Once you have the IFSC Code AJHC0001013 for the Katrap, Badlapur Branch branch of Ambarnath Jaihind Coop Bank Ltd Ambarnath in Badlapur, you can initiate your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code AJHC0001013. Transfers are processed in batches. This is suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Ambarnath Jaihind Coop Bank Ltd Ambarnath IFSC Code AJHC0001013.
Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Ambarnath Jaihind Coop Bank Ltd Ambarnath Katrap, Badlapur Branch in Badlapur may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Ambarnath Jaihind Coop Bank Ltd Ambarnath in Katrap, Badlapur Branch, here are some ways that you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Ambarnath Jaihind Coop Bank Ltd Ambarnath website.
- Search the RBI portal.
If you know both IFSC and MICR codes, then it can help account holders in Badlapur manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is AJHC0001013.
Yes, but it can change during merging or restructuring of the bank.
No, MICR is for cheque clearing and IFSC is for online transfers.
You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.
The address of the branch is Panvelkar Optima,Shop No.7,8,9,Gr.Floor,Katrap located in Badlapur, Thane, Maharashtra.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.