There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Union Bank Of India for its Niranjanpur branch in Dehra Dun, Dehradun, Uttarakhand, then this comprehensive guide will provide you with detailed information.

The banking system in India has changed over time, and today the customers of Union Bank Of India situated in Dehra Dun or anywhere in Uttarakhand can easily transfer funds instantly by using the correct IFSC Code UBIN0829901. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Union Bank Of India, Niranjanpur, Dehra Dun

The table below shows the main details of the IFSC Code UBIN0829901 for the Union Bank Of India branch in Dehra Dun, which falls under the Dehradun district in Uttarakhand.

Particulars Details
Bank Union Bank Of India
IFSC Code UBIN0829901
Branch Niranjanpur
City Dehra Dun
District Dehradun
State Uttarakhand
Address Near Shimla Bypass Chowk,Near Sadia Hospital,Dehradun,Uttarakhand,248001

These details helps users in online banking and for businesses and individuals who use Union Bank Of India in Dehra Dun for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UBIN0829901 for the Niranjanpur branch of Union Bank Of India plays a vital role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Union Bank Of India located in Niranjanpur, Dehra Dun, Uttarakhand, is provided with a unique IFSC like UBIN0829901 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It uniquely identifies the Union Bank Of India branch in Dehra Dun.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any errors or confusions between multiple branches of the same bank across different places like Dehra Dun and Dehradun.
  • It reduces errors in fund transfers and improves accuracy.
  • It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Uttarakhand and the rest of India and the IFSC Code ensures that transactions meant for Union Bank Of India in Niranjanpur do not get mixed with another location.

Format of the IFSC Code UBIN0829901

The format of the IFSC Code for banks, including Union Bank Of India, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Union Bank Of India, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Niranjanpur in Dehra Dun.

For example, the IFSC Code UBIN0829901 of Union Bank Of India for the Niranjanpur branch includes these elements, identifying the bank and the branch location in Dehra Dun and Uttarakhand correctly.

How to Find IFSC Code for Union Bank Of India?

If you are looking for the IFSC Code UBIN0829901 of Union Bank Of India for its Niranjanpur branch located in Dehra Dun, the following methods can help:

Cheque Book

The cheque book that is issued by Union Bank Of India includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including Union Bank Of India branches in Dehra Dun and Dehradun, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of Union Bank Of India and look for the branch locator section, then search for Niranjanpur or Dehra Dun to get the exact IFSC Code UBIN0829901.

Mobile Banking App

If you use Union Bank Of India's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Union Bank Of India and Dehra Dun, then it will provide you proper information.

How to Use IFSC Code UBIN0829901 for Online Transfers?

Once you have the IFSC Code UBIN0829901 for the Niranjanpur branch of Union Bank Of India in Dehra Dun, you can start with your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code UBIN0829901. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. You need the recipient's account details and Union Bank Of India IFSC Code UBIN0829901.

Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Union Bank Of India Niranjanpur in Dehra Dun, it can result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Union Bank Of India in Niranjanpur, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Union Bank Of India website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Dehra Dun to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Union Bank Of India in Niranjanpur, Dehra Dun?

The IFSC Code is UBIN0829901.

Is the IFSC Code UBIN0829901 permanent?

Yes, but it can change during merging or restructuring of the bank.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and IFSC is for online transfers.

Where can I find the IFSC Code of Union Bank Of India Niranjanpur?

You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.

What is the full address of the Niranjanpur branch?

The address of the branch is Near Shimla Bypass Chowk,Near Sadia Hospital,Dehradun,Uttarakhand,248001 located in Dehra Dun, Dehradun, Uttarakhand.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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