Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Union Bank Of India for its Wadia Inst.Of Himalayan Zlgy branch in Dehradun, Dehradun, or Uttarakhand, this guide will help you with all the details.

There have been major changes in the banking sector in India and today, the customers of Union Bank Of India located in Dehradun or anywhere in Uttarakhand can transfer funds instantly by using the correct IFSC Code UBIN0551864. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Union Bank Of India, Wadia Inst.Of Himalayan Zlgy, Dehradun

Below in the table are the key details related to IFSC Code UBIN0551864 of Union Bank Of India for its branch located in Dehradun, within the district of Dehradun in the state of Uttarakhand.

Particulars Details
Bank Union Bank Of India
IFSC Code UBIN0551864
Branch Wadia Inst.Of Himalayan Zlgy
City Dehradun
District Dehradun
State Uttarakhand
Address General Mahadev Singh Road, Dehradun , Uttarakhand - 248001

These details helps users in online banking and for businesses and individuals who use Union Bank Of India in Dehradun for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UBIN0551864 for the Wadia Inst.Of Himalayan Zlgy branch of Union Bank Of India plays a vital role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Union Bank Of India located in Wadia Inst.Of Himalayan Zlgy, Dehradun, Uttarakhand, are given a unique IFSC like UBIN0551864 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Dehradun.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents any kind of confusion between different branches of the same bank in places like Dehradun and Dehradun.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It helps ensure that any money sent to Union Bank Of India in Wadia Inst.Of Himalayan Zlgy goes to the correct branch. This is important because Union Bank Of India has thousands of branches in Uttarakhand and all over India, and the IFSC Code prevents payments from going to the wrong place.

Format of the IFSC Code UBIN0551864

The format of the IFSC Code for banks, including Union Bank Of India, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Union Bank Of India, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Wadia Inst.Of Himalayan Zlgy in Dehradun.

For example, the IFSC Code UBIN0551864 of Union Bank Of India for the Wadia Inst.Of Himalayan Zlgy branch includes these elements, identifying the bank and the branch location in Dehradun and Uttarakhand correctly.

How to Find IFSC Code for Union Bank Of India?

If you are looking for the IFSC Code UBIN0551864 of Union Bank Of India for its Wadia Inst.Of Himalayan Zlgy branch located in Dehradun, the following methods can help:

Cheque Book

The cheque book that is issued by Union Bank Of India includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including Union Bank Of India branches in Dehradun and Dehradun, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of Union Bank Of India and look for the branch locator section, then search for Wadia Inst.Of Himalayan Zlgy or Dehradun to get the exact IFSC Code UBIN0551864.

Mobile Banking App

If you use Union Bank Of India's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Union Bank Of India and Dehradun, then it will provide you proper information.

How to Use IFSC Code UBIN0551864 for Online Transfers?

If you have the IFSC Code UBIN0551864 for the Wadia Inst.Of Himalayan Zlgy branch of Union Bank Of India in Dehradun, you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code UBIN0551864. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and Union Bank Of India IFSC Code UBIN0551864.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Union Bank Of India Wadia Inst.Of Himalayan Zlgy in Dehradun, it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Union Bank Of India in Wadia Inst.Of Himalayan Zlgy, here are some ways that you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Union Bank Of India website.
  • Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in Dehradun manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Union Bank Of India Wadia Inst.Of Himalayan Zlgy Dehradun?

The IFSC Code of the Wadia Inst.Of Himalayan Zlgy Dehradun branch is UBIN0551864.

Is IFSC Code UBIN0551864 permanent?

Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.

Is IFSC the same as MICR?

No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.

Where can I find the IFSC Code of my bank branch?

You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.

What is the address of the Union Bank Of India Wadia Inst.Of Himalayan Zlgy branch?

The branch is located at General Mahadev Singh Road, Dehradun , Uttarakhand - 248001.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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