For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Union Bank Of India for its Forest Research Institute - Dehradun branch in Dehradun, Dehradun, Uttarakhand, this comprehensive guide will provide you with detailed information.

The banking system in India has changed significantly over the years, and today customers of Union Bank Of India located in Dehradun or anywhere in Uttarakhand can transfer funds instantly by using the correct IFSC Code UBIN0549690. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.

Details of IFSC Code for Union Bank Of India, Forest Research Institute - Dehradun, Dehradun

Here are the key points that are associated with the IFSC Code UBIN0549690 of Union Bank Of India for its branch located in Dehradun, within the district of Dehradun in the state of Uttarakhand.

Particulars Details
Bank Union Bank Of India
IFSC Code UBIN0549690
Branch Forest Research Institute - Dehradun
City Dehradun
District Dehradun
State Uttarakhand
Address P.O. New Forest,Dehradun, Uttar Pradesh,Pin - 248 006.

These details helps users in online banking and for businesses and individuals who use Union Bank Of India in Dehradun for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UBIN0549690 for the Forest Research Institute - Dehradun branch of Union Bank Of India plays a vital role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like UBIN0549690 is given to every bank branch, including Union Bank Of India located in Forest Research Institute - Dehradun, Dehradun, Uttarakhand, to make sure that online payments reach the right place.

The IFSC Code is important because:

  • It uniquely identifies the Union Bank Of India branch in Dehradun.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any kind of confusion between multiple branches of the same bank across different places like Dehradun and Dehradun.
  • It removes errors in fund transfers and improves accuracy.
  • It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across Uttarakhand and the rest of India, which is why the IFSC Code ensures that transactions meant for Union Bank Of India in Forest Research Institute - Dehradun doesn't end up at another location.

Format of the IFSC Code UBIN0549690

The format of the IFSC Code for banks, including Union Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Union Bank Of India, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Forest Research Institute - Dehradun in Dehradun.

For example, the IFSC Code UBIN0549690 of Union Bank Of India for the Forest Research Institute - Dehradun branch includes these elements, identifying the bank and the branch location in Dehradun and Uttarakhand accurately.

How to Find IFSC Code for Union Bank Of India?

To find the IFSC Code UBIN0549690 of Union Bank Of India for its Forest Research Institute - Dehradun branch located in Dehradun, the following methods can help you out:

Cheque Book

The cheque book issued by Union Bank Of India includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including Union Bank Of India branches in Dehradun and Dehradun, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Union Bank Of India and go to the branch locator section. Then search for Forest Research Institute - Dehradun or Dehradun to find the exact IFSC Code UBIN0549690.

Mobile Banking App

If you use Union Bank Of India's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Union Bank Of India and Dehradun will provide accurate information.

How to Use IFSC Code UBIN0549690 for Online Transfers?

Once you have the IFSC Code UBIN0549690 for the Forest Research Institute - Dehradun branch of Union Bank Of India in Dehradun, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code UBIN0549690. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Union Bank Of India IFSC Code UBIN0549690.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Union Bank Of India Forest Research Institute - Dehradun in Dehradun may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Union Bank Of India in Forest Research Institute - Dehradun, here are some of the ways you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Union Bank Of India website.
  • Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Dehradun manage their online transfers and cheque clearances easily.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Union Bank Of India Forest Research Institute - Dehradun Dehradun?

The IFSC Code of the Forest Research Institute - Dehradun Dehradun branch is UBIN0549690.

Is IFSC Code UBIN0549690 permanent?

Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.

Is IFSC the same as MICR?

No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.

Where can I find the IFSC Code of my bank branch?

You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.

What is the address of the Union Bank Of India Forest Research Institute - Dehradun branch?

The branch is located at P.O. New Forest,Dehradun, Uttar Pradesh,Pin - 248 006..

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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