The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Union Bank Of India for its Ballupur Chowk Dehradun branch in Dehra Dun, Dehradun, Uttarakhand, this complete guide will provide you with detailed information.
The banking system in India has changed over the years, and today customers of Union Bank Of India located in Dehra Dun or anywhere in Uttarakhand can transfer funds instantly by using the correct IFSC Code UBIN0822507. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.
Details of IFSC Code for Union Bank Of India, Ballupur Chowk Dehradun, Dehra Dun
The table below shows the main details of the IFSC Code UBIN0822507 for the Union Bank Of India branch in Dehra Dun, which falls under the Dehradun district in Uttarakhand.
| Particulars | Details |
|---|---|
| Bank | Union Bank Of India |
| IFSC Code | UBIN0822507 |
| Branch | Ballupur Chowk Dehradun |
| City | Dehra Dun |
| District | Dehradun |
| State | Uttarakhand |
| Address | 196 By 1,Ab Tower,Chakrata Road,Ballupur Chowk,Dehradun 248001 |
These details helps users in online banking and for businesses and individuals who use Union Bank Of India in Dehra Dun for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UBIN0822507 for the Ballupur Chowk Dehradun branch of Union Bank Of India plays a vital role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Union Bank Of India located in Ballupur Chowk Dehradun, Dehra Dun, Uttarakhand, is provided a unique IFSC like UBIN0822507 so that their online payments reach the right place.
The IFSC Code is important because:
- It uniquely recognizes the Union Bank Of India branch in Dehra Dun.
- Helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any confusions between multiple branches of the same bank across different places like Dehra Dun and Dehradun.
- It reduces most of the errors in fund transfers and makes sure its accuracy.
- It enables sender banks to validate and confirm branch details before processing payments.
For thousands of branches across Uttarakhand and the rest of India, the IFSC Code ensures that transactions meant for Union Bank Of India in Ballupur Chowk Dehradun do not get misguided to another person.
Format of the IFSC Code UBIN0822507
The format of the IFSC Code for banks, including Union Bank Of India, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Union Bank Of India, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Ballupur Chowk Dehradun in Dehra Dun.
For example, the IFSC Code UBIN0822507 of Union Bank Of India for the Ballupur Chowk Dehradun branch includes these elements, identifying the bank and the branch location in Dehra Dun and Uttarakhand accurately.
How to Find IFSC Code for Union Bank Of India?
If you are looking for the IFSC Code UBIN0822507 of Union Bank Of India for its Ballupur Chowk Dehradun branch located in Dehra Dun, the following methods can help:
Cheque Book
The cheque book that is issued by Union Bank Of India includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.
Passbook
Most of the banks, including Union Bank Of India branches in Dehra Dun and Dehradun, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
You can visit the official website of Union Bank Of India and look for the branch locator section, then search for Ballupur Chowk Dehradun or Dehra Dun to get the exact IFSC Code UBIN0822507.
Mobile Banking App
If you use Union Bank Of India's mobile app, you can check your account details to easily find your branch's IFSC code.
RBI Website
The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Union Bank Of India and Dehra Dun, then it will provide you proper information.
How to Use IFSC Code UBIN0822507 for Online Transfers?
Once you have the IFSC Code UBIN0822507 for the Ballupur Chowk Dehradun branch of Union Bank Of India in Dehra Dun, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code UBIN0822507. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Union Bank Of India IFSC Code UBIN0822507.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Union Bank Of India Ballupur Chowk Dehradun in Dehra Dun, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Union Bank Of India in Ballupur Chowk Dehradun, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Union Bank Of India website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in Dehra Dun to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code is UBIN0822507.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is 196 By 1,Ab Tower,Chakrata Road,Ballupur Chowk,Dehradun 248001 located in Dehra Dun, Dehradun, Uttarakhand.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.