For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Union Bank Of India for its Gopeshwar branch in Gopeshwar, Dehradun, Uttarakhand, this comprehensive guide will provide you with detailed information.

The banking system in India has changed significantly over the years, and today customers of Union Bank Of India located in Gopeshwar or anywhere in Uttarakhand can transfer funds instantly by using the correct IFSC Code UBIN0560235. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.

Details of IFSC Code for Union Bank Of India, Gopeshwar, Gopeshwar

Here are some of the key details that come with the IFSC Code UBIN0560235 of Union Bank Of India for its branch located in Gopeshwar, within the district of Dehradun in the state of Uttarakhand.

Particulars Details
Bank Union Bank Of India
IFSC Code UBIN0560235
Branch Gopeshwar
City Gopeshwar
District Dehradun
State Uttarakhand
Address Near Bus Stand Mandir Marg Main Market

These details are crucial, not just for online banking users but also for businesses and individuals who use Union Bank Of India in Gopeshwar for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UBIN0560235 for the Gopeshwar branch of Union Bank Of India has an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Union Bank Of India located in Gopeshwar, Gopeshwar, Uttarakhand, is provided with a unique IFSC like UBIN0560235 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It uniquely identifies the Union Bank Of India branch in Gopeshwar.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any errors or confusions between multiple branches of the same bank across different places like Gopeshwar and Dehradun.
  • It reduces errors in fund transfers and improves accuracy.
  • It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Uttarakhand and the rest of India and the IFSC Code ensures that transactions meant for Union Bank Of India in Gopeshwar do not get mixed with another location.

Format of the IFSC Code UBIN0560235

This is the format of the IFSC Code for banks, including Union Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

  • First 4 characters (AAAA): This is the bank code. For Union Bank Of India, these characters are the bank's short identifier.
  • 5th character (0): This stays zero till there is any future use.
  • Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Gopeshwar in Gopeshwar.

For example, the IFSC Code UBIN0560235 of Union Bank Of India for the Gopeshwar branch includes these elements, identifying the bank and the branch location in Gopeshwar and Uttarakhand accurately.

How to Find IFSC Code for Union Bank Of India?

If you are trying to find the IFSC Code UBIN0560235 of Union Bank Of India for its Gopeshwar branch located in Gopeshwar, the following methods can help:

Cheque Book

The cheque books that are issued by Union Bank Of India include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including Union Bank Of India branches in Gopeshwar and Dehradun, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Union Bank Of India and find the branch locator section. Search for Gopeshwar or Gopeshwar to get the exact IFSC Code UBIN0560235.

Mobile Banking App

If you use Union Bank Of India's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Union Bank Of India and Gopeshwar that will provide accurate information.

How to Use IFSC Code UBIN0560235 for Online Transfers?

Once you have the IFSC Code UBIN0560235 for the Gopeshwar branch of Union Bank Of India in Gopeshwar, you can start with your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code UBIN0560235. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. You need the recipient's account details and Union Bank Of India IFSC Code UBIN0560235.

Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Union Bank Of India Gopeshwar in Gopeshwar, it can result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Union Bank Of India in Gopeshwar, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Union Bank Of India website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Gopeshwar to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Union Bank Of India Gopeshwar Gopeshwar?

The IFSC Code of the Gopeshwar Gopeshwar branch is UBIN0560235.

Is IFSC Code UBIN0560235 permanent?

Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.

Is IFSC the same as MICR?

No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.

Where can I find the IFSC Code of my bank branch?

You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.

What is the address of the Union Bank Of India Gopeshwar branch?

The branch is located at Near Bus Stand Mandir Marg Main Market.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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