There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Tjsb Sahakari Bank Ltd for its Ram Maruti Road branch in Thane, Thane, Maharashtra, then this comprehensive guide will provide you with detailed information.
The banking system in India has changed over time, and today the customers of Tjsb Sahakari Bank Ltd situated in Thane or anywhere in Maharashtra can easily transfer funds instantly by using the correct IFSC Code TJSB0000155. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Tjsb Sahakari Bank Ltd, Ram Maruti Road, Thane
Here are some of the key details that come with the IFSC Code TJSB0000155 of Tjsb Sahakari Bank Ltd for its branch located in Thane, within the district of Thane in the state of Maharashtra.
| Particulars | Details |
|---|---|
| Bank | Tjsb Sahakari Bank Ltd |
| IFSC Code | TJSB0000155 |
| Branch | Ram Maruti Road |
| City | Thane |
| District | Thane |
| State | Maharashtra |
| Address | Ground Floor, People Education Society Building, Ram Maruti Road, Naupada, Thane(West)-400602 |
These details are crucial, not just for online banking users but also for businesses and individuals who use Tjsb Sahakari Bank Ltd in Thane for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code TJSB0000155 for the Ram Maruti Road branch of Tjsb Sahakari Bank Ltd has an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Tjsb Sahakari Bank Ltd located in Ram Maruti Road, Thane, Maharashtra, is provided with a unique IFSC like TJSB0000155 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It uniquely identifies the Tjsb Sahakari Bank Ltd branch in Thane.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any errors or confusions between multiple branches of the same bank across different places like Thane and Thane.
- It reduces errors in fund transfers and improves accuracy.
- It allows sender banks to validate and confirm branch details before processing payments.
There are thousands of branches across Maharashtra and the rest of India and the IFSC Code ensures that transactions meant for Tjsb Sahakari Bank Ltd in Ram Maruti Road do not get mixed with another location.
Format of the IFSC Code TJSB0000155
The format of the IFSC Code for banks, including Tjsb Sahakari Bank Ltd, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown of this:
- First 4 characters (AAAA): Represent the bank code. For Tjsb Sahakari Bank Ltd, these characters are the bank's short identifier.
- 5th character (0): Always zero which is reserved for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Ram Maruti Road in Thane.
For example, the IFSC Code TJSB0000155 of Tjsb Sahakari Bank Ltd for the Ram Maruti Road branch includes these elements, identifying the bank and the branch location in Thane and Maharashtra accurately.
How to Find IFSC Code for Tjsb Sahakari Bank Ltd?
If you are trying to find the IFSC Code TJSB0000155 of Tjsb Sahakari Bank Ltd for its Ram Maruti Road branch located in Thane, the following methods can help:
Cheque Book
The cheque books that are issued by Tjsb Sahakari Bank Ltd include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.
Passbook
Most banks, including Tjsb Sahakari Bank Ltd branches in Thane and Thane, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Tjsb Sahakari Bank Ltd and find the branch locator section. Search for Ram Maruti Road or Thane to get the exact IFSC Code TJSB0000155.
Mobile Banking App
If you use Tjsb Sahakari Bank Ltd's mobile app, you can easily check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Tjsb Sahakari Bank Ltd and Thane that will provide accurate information.
How to Use IFSC Code TJSB0000155 for Online Transfers?
Once you have the IFSC Code TJSB0000155 for the Ram Maruti Road branch of Tjsb Sahakari Bank Ltd in Thane, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code TJSB0000155. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Tjsb Sahakari Bank Ltd IFSC Code TJSB0000155.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Tjsb Sahakari Bank Ltd Ram Maruti Road in Thane, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Tjsb Sahakari Bank Ltd in Ram Maruti Road, here are some ways that you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Tjsb Sahakari Bank Ltd website.
- Search the RBI portal.
If you know both IFSC and MICR codes, then it can help account holders in Thane manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is TJSB0000155.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Ground Floor, People Education Society Building, Ram Maruti Road, Naupada, Thane(West)-400602 located in Thane, Thane, Maharashtra.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.