Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Tjsb Sahakari Bank Ltd for its Ghodbunder Road Branch branch in Thane, Thane, or Maharashtra, this guide will help you with all the details.

There have been major changes in the banking sector in India and today, the customers of Tjsb Sahakari Bank Ltd located in Thane or anywhere in Maharashtra can transfer funds instantly by using the correct IFSC Code TJSB0000022. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Tjsb Sahakari Bank Ltd, Ghodbunder Road Branch, Thane

Below in the table are the key details related to IFSC Code TJSB0000022 of Tjsb Sahakari Bank Ltd for its branch located in Thane, within the district of Thane in the state of Maharashtra.

These details are essential not only for online banking users but also for businesses and individuals who use Tjsb Sahakari Bank Ltd in Thane for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code TJSB0000022 for the Ghodbunder Road Branch branch of Tjsb Sahakari Bank Ltd plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Tjsb Sahakari Bank Ltd located in Ghodbunder Road Branch, Thane, Maharashtra, are allotted a unique IFSC like TJSB0000022 to ensure that online payments reach the right destination.

The IFSC Code is important because:

• It clearly tells which bank branch it is in Thane.
• It helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It prevents confusion between different branches of the same bank in places like Thane and Thane.
• It reduces errors in fund transfers and improves accuracy.
• It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Tjsb Sahakari Bank Ltd in Ghodbunder Road Branch reaches the right place, even though there are thousands of branches in Maharashtra and across India.

Format of the IFSC Code TJSB0000022

The format of the IFSC Code for banks, including Tjsb Sahakari Bank Ltd, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

• First 4 characters (AAAA): Show the bank code. For Tjsb Sahakari Bank Ltd, these letters represent the bank's short name.
• 5th character: Is always zero and is kept for future use.
• Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Ghodbunder Road Branch in Thane.

For example, the IFSC Code TJSB0000022 of Tjsb Sahakari Bank Ltd for the Ghodbunder Road Branch branch includes these elements, identifying the bank and the branch location in Thane and Maharashtra correctly.

How to Find IFSC Code for Tjsb Sahakari Bank Ltd?

If you are trying to find the IFSC Code TJSB0000022 of Tjsb Sahakari Bank Ltd for its Ghodbunder Road Branch branch located in Thane, the following methods can help:

Cheque Book

The cheque books that are issued by Tjsb Sahakari Bank Ltd include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including Tjsb Sahakari Bank Ltd branches in Thane and Thane, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Tjsb Sahakari Bank Ltd and find the branch locator section. Search for Ghodbunder Road Branch or Thane to get the exact IFSC Code TJSB0000022.

Mobile Banking App

If you use Tjsb Sahakari Bank Ltd's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Tjsb Sahakari Bank Ltd and Thane that will provide accurate information.

How to Use IFSC Code TJSB0000022 for Online Transfers?

Once you have the IFSC Code TJSB0000022 for the Ghodbunder Road Branch branch of Tjsb Sahakari Bank Ltd in Thane, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code TJSB0000022. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Tjsb Sahakari Bank Ltd IFSC Code TJSB0000022.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Tjsb Sahakari Bank Ltd Ghodbunder Road Branch in Thane, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Tjsb Sahakari Bank Ltd in Ghodbunder Road Branch, here are some ways to obtain it:

• Check the bottom of your cheque leaf.
• Refer to the first page of your passbook.
• Visit the official Tjsb Sahakari Bank Ltd website.
• Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Thane to handle online money transfers and get their cheques cleared smoothly.