For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Tjsb Sahakari Bank Ltd for its Ambarnath Branch branch in Thane, Thane, Maharashtra, this comprehensive guide will provide you with detailed information.
The banking system in India has changed significantly over the years, and today customers of Tjsb Sahakari Bank Ltd located in Thane or anywhere in Maharashtra can transfer funds instantly by using the correct IFSC Code TJSB0000052. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.
Details of IFSC Code for Tjsb Sahakari Bank Ltd, Ambarnath Branch, Thane
Below in the table are the key details related to IFSC Code TJSB0000052 of Tjsb Sahakari Bank Ltd for its branch located in Thane, within the district of Thane in the state of Maharashtra.
| Particulars | Details |
|---|---|
| Bank | Tjsb Sahakari Bank Ltd |
| IFSC Code | TJSB0000052 |
| Branch | Ambarnath Branch |
| City | Thane |
| District | Thane |
| State | Maharashtra |
| Address | Gala No 15,16,17,18,19, Ground Floor, Panvelkar Plaza, Ambernath (East) - 421 501 |
These details are essential not only for online banking users but also for businesses and individuals who use Tjsb Sahakari Bank Ltd in Thane for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code TJSB0000052 for the Ambarnath Branch branch of Tjsb Sahakari Bank Ltd plays an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Tjsb Sahakari Bank Ltd located in Ambarnath Branch, Thane, Maharashtra, is provided with a unique IFSC like TJSB0000052 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It uniquely identifies the Tjsb Sahakari Bank Ltd branch in Thane.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any errors or confusions between multiple branches of the same bank across different places like Thane and Thane.
- It reduces errors in fund transfers and improves accuracy.
- It allows sender banks to validate and confirm branch details before processing payments.
There are thousands of branches across Maharashtra and the rest of India and the IFSC Code ensures that transactions meant for Tjsb Sahakari Bank Ltd in Ambarnath Branch do not get mixed with another location.
Format of the IFSC Code TJSB0000052
The format of the IFSC Code for banks, including Tjsb Sahakari Bank Ltd, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown of this:
- First 4 characters (AAAA): Represent the bank code. For Tjsb Sahakari Bank Ltd, these characters are the bank's short identifier.
- 5th character (0): Always zero which is reserved for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Ambarnath Branch in Thane.
For example, the IFSC Code TJSB0000052 of Tjsb Sahakari Bank Ltd for the Ambarnath Branch branch includes these elements, identifying the bank and the branch location in Thane and Maharashtra accurately.
How to Find IFSC Code for Tjsb Sahakari Bank Ltd?
If you are looking for the IFSC Code TJSB0000052 of Tjsb Sahakari Bank Ltd for its Ambarnath Branch branch located in Thane, the following methods can help:
Cheque Book
The cheque book that is issued by Tjsb Sahakari Bank Ltd includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.
Passbook
Most of the banks, including Tjsb Sahakari Bank Ltd branches in Thane and Thane, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
You can visit the official website of Tjsb Sahakari Bank Ltd and look for the branch locator section, then search for Ambarnath Branch or Thane to get the exact IFSC Code TJSB0000052.
Mobile Banking App
If you use Tjsb Sahakari Bank Ltd's mobile app, you can check your account details to easily find your branch's IFSC code.
RBI Website
The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Tjsb Sahakari Bank Ltd and Thane, then it will provide you proper information.
How to Use IFSC Code TJSB0000052 for Online Transfers?
Once you have the IFSC Code TJSB0000052 for the Ambarnath Branch branch of Tjsb Sahakari Bank Ltd in Thane, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code TJSB0000052. The transfer is completed in batches. It is useful for both personal and business payments.
RTGS
Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Tjsb Sahakari Bank Ltd IFSC Code TJSB0000052.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Tjsb Sahakari Bank Ltd Ambarnath Branch in Thane, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Tjsb Sahakari Bank Ltd in Ambarnath Branch, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Tjsb Sahakari Bank Ltd website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in Thane to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code is TJSB0000052.
Yes, but it can change during merging or restructuring of the bank.
No, MICR is for cheque clearing and IFSC is for online transfers.
You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.
The address of the branch is Gala No 15,16,17,18,19, Ground Floor, Panvelkar Plaza, Ambernath (East) - 421 501 located in Thane, Thane, Maharashtra.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.