The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Tjsb Sahakari Bank Ltd for its Naupada Branch branch in Thane, Thane, Maharashtra, this complete guide will provide you with detailed information.
The banking system in India has changed over the years, and today customers of Tjsb Sahakari Bank Ltd located in Thane or anywhere in Maharashtra can transfer funds instantly by using the correct IFSC Code TJSB0000003. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.
Details of IFSC Code for Tjsb Sahakari Bank Ltd, Naupada Branch, Thane
Here are the main details that are associated with the IFSC Code TJSB0000003 of Tjsb Sahakari Bank Ltd for its branch located in Thane, within the district of Thane in the state of Maharashtra.
| Particulars | Details |
|---|---|
| Bank | Tjsb Sahakari Bank Ltd |
| IFSC Code | TJSB0000003 |
| Branch | Naupada Branch |
| City | Thane |
| District | Thane |
| State | Maharashtra |
| Address | Anant Laxmi Chambers, Shivaji Nagar, Off Gokhale Road, Thane(W)-400602 |
These details are essential not only for online banking users but also for businesses and individuals who use Tjsb Sahakari Bank Ltd in Thane for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code TJSB0000003 for the Naupada Branch branch of Tjsb Sahakari Bank Ltd plays an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Tjsb Sahakari Bank Ltd located in Naupada Branch, Thane, Maharashtra, is provided with a unique IFSC like TJSB0000003 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It uniquely identifies the Tjsb Sahakari Bank Ltd branch in Thane.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any errors or confusions between multiple branches of the same bank across different places like Thane and Thane.
- It reduces errors in fund transfers and improves accuracy.
- It allows sender banks to validate and confirm branch details before processing payments.
There are thousands of branches across Maharashtra and the rest of India and the IFSC Code ensures that transactions meant for Tjsb Sahakari Bank Ltd in Naupada Branch do not get mixed with another location.
Format of the IFSC Code TJSB0000003
This is the format of the IFSC Code for banks, including Tjsb Sahakari Bank Ltd, follows an 11-character structure:
AAAA0CCCCCC
Here's the explanation:
- First 4 characters (AAAA): This is the bank code. For Tjsb Sahakari Bank Ltd, these characters are the bank's short identifier.
- 5th character (0): This stays zero till there is any future use.
- Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Naupada Branch in Thane.
For example, the IFSC Code TJSB0000003 of Tjsb Sahakari Bank Ltd for the Naupada Branch branch includes these elements, identifying the bank and the branch location in Thane and Maharashtra accurately.
How to Find IFSC Code for Tjsb Sahakari Bank Ltd?
If you are trying to find the IFSC Code TJSB0000003 of Tjsb Sahakari Bank Ltd for its Naupada Branch branch located in Thane, the following methods can help:
Cheque Book
The cheque book issued by Tjsb Sahakari Bank Ltd includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
You can easily find the IFSC and MICR codes because most banks, including Tjsb Sahakari Bank Ltd branches in Thane and Thane, print them on the first page of your passbook.
Bank Website
Visit the official website of Tjsb Sahakari Bank Ltd and navigate to the branch locator section. Search for Naupada Branch or Thane to get the exact IFSC Code TJSB0000003.
Mobile Banking App
If you use Tjsb Sahakari Bank Ltd's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Tjsb Sahakari Bank Ltd and Thane, you'll get the correct details.
How to Use IFSC Code TJSB0000003 for Online Transfers?
Once you have the IFSC Code TJSB0000003 for the Naupada Branch branch of Tjsb Sahakari Bank Ltd in Thane, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code TJSB0000003. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Tjsb Sahakari Bank Ltd IFSC Code TJSB0000003.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Tjsb Sahakari Bank Ltd Naupada Branch in Thane, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Tjsb Sahakari Bank Ltd in Naupada Branch, here are some ways that you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Tjsb Sahakari Bank Ltd website.
- Search the RBI portal.
If you know both IFSC and MICR codes, then it can help account holders in Thane manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is TJSB0000003.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Anant Laxmi Chambers, Shivaji Nagar, Off Gokhale Road, Thane(W)-400602 located in Thane, Thane, Maharashtra.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.