Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Tjsb Sahakari Bank Ltd for its Louiswadi Branch branch in Thane, Thane, or Maharashtra, this guide will help you with all the details.
There have been major changes in the banking sector in India and today, the customers of Tjsb Sahakari Bank Ltd located in Thane or anywhere in Maharashtra can transfer funds instantly by using the correct IFSC Code TJSB0000103. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Tjsb Sahakari Bank Ltd, Louiswadi Branch, Thane
Here are the key points that are associated with the IFSC Code TJSB0000103 of Tjsb Sahakari Bank Ltd for its branch located in Thane, within the district of Thane in the state of Maharashtra.
| Particulars | Details |
|---|---|
| Bank | Tjsb Sahakari Bank Ltd |
| IFSC Code | TJSB0000103 |
| Branch | Louiswadi Branch |
| City | Thane |
| District | Thane |
| State | Maharashtra |
| Address | Ground Floor, Ratna Umed Villa, Building Type C,Ratna Umed Residency Chsl,Pipe Line Road, Louiswadi Thane West - 400604 |
These details are important not only for users using online banking but also for businesses and individuals who use Tjsb Sahakari Bank Ltd in Thane for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code TJSB0000103 for the Louiswadi Branch branch of Tjsb Sahakari Bank Ltd is vital.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Tjsb Sahakari Bank Ltd located in Louiswadi Branch, Thane, Maharashtra, is provided a unique IFSC like TJSB0000103 so that their online payments reach the right place.
The IFSC Code is important because:
- It uniquely recognizes the Tjsb Sahakari Bank Ltd branch in Thane.
- Helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any confusions between multiple branches of the same bank across different places like Thane and Thane.
- It reduces most of the errors in fund transfers and makes sure its accuracy.
- It enables sender banks to validate and confirm branch details before processing payments.
For thousands of branches across Maharashtra and the rest of India, the IFSC Code ensures that transactions meant for Tjsb Sahakari Bank Ltd in Louiswadi Branch do not get misguided to another person.
Format of the IFSC Code TJSB0000103
The format of the IFSC Code for banks, including Tjsb Sahakari Bank Ltd, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Tjsb Sahakari Bank Ltd, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Louiswadi Branch in Thane.
For example, the IFSC Code TJSB0000103 of Tjsb Sahakari Bank Ltd for the Louiswadi Branch branch includes these elements, identifying the bank and the branch location in Thane and Maharashtra accurately.
How to Find IFSC Code for Tjsb Sahakari Bank Ltd?
If you are trying to find the IFSC Code TJSB0000103 of Tjsb Sahakari Bank Ltd for its Louiswadi Branch branch located in Thane, the following methods can help:
Cheque Book
The cheque books that are issued by Tjsb Sahakari Bank Ltd include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.
Passbook
Most banks, including Tjsb Sahakari Bank Ltd branches in Thane and Thane, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Tjsb Sahakari Bank Ltd and find the branch locator section. Search for Louiswadi Branch or Thane to get the exact IFSC Code TJSB0000103.
Mobile Banking App
If you use Tjsb Sahakari Bank Ltd's mobile app, you can easily check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Tjsb Sahakari Bank Ltd and Thane that will provide accurate information.
How to Use IFSC Code TJSB0000103 for Online Transfers?
Once you have the IFSC Code TJSB0000103 for the Louiswadi Branch branch of Tjsb Sahakari Bank Ltd in Thane, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code TJSB0000103. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Tjsb Sahakari Bank Ltd IFSC Code TJSB0000103.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Tjsb Sahakari Bank Ltd Louiswadi Branch in Thane, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Tjsb Sahakari Bank Ltd in Louiswadi Branch, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Tjsb Sahakari Bank Ltd website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in Thane to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code is TJSB0000103.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Ground Floor, Ratna Umed Villa, Building Type C,Ratna Umed Residency Chsl,Pipe Line Road, Louiswadi Thane West - 400604 located in Thane, Thane, Maharashtra.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.