The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Janaseva Sahakari Bank Limited for its Bhusari Colony (Kothrud) branch in Pune, Pune, Maharashtra, this complete guide will provide you with detailed information.
The banking system in India has changed over the years, and today customers of Janaseva Sahakari Bank Limited located in Pune or anywhere in Maharashtra can transfer funds instantly by using the correct IFSC Code JANA0000015. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.
Details of IFSC Code for Janaseva Sahakari Bank Limited, Bhusari Colony (Kothrud), Pune
Here are the key points that are associated with the IFSC Code JANA0000015 of Janaseva Sahakari Bank Limited for its branch located in Pune, within the district of Pune in the state of Maharashtra.
| Particulars | Details |
|---|---|
| Bank | Janaseva Sahakari Bank Limited |
| IFSC Code | JANA0000015 |
| Branch | Bhusari Colony (Kothrud) |
| City | Pune |
| District | Pune |
| State | Maharashtra |
| Address | A, Dhanlaxmi Park Housing Society, Ujavi Bhusari Colony, Kothrud Depo Chowk,Pune 411038 |
These details helps users in online banking and for businesses and individuals who use Janaseva Sahakari Bank Limited in Pune for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code JANA0000015 for the Bhusari Colony (Kothrud) branch of Janaseva Sahakari Bank Limited plays a vital role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Janaseva Sahakari Bank Limited located in Bhusari Colony (Kothrud), Pune, Maharashtra, is provided with a unique IFSC like JANA0000015 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It uniquely identifies the Janaseva Sahakari Bank Limited branch in Pune.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any errors or confusions between multiple branches of the same bank across different places like Pune and Pune.
- It reduces errors in fund transfers and improves accuracy.
- It allows sender banks to validate and confirm branch details before processing payments.
There are thousands of branches across Maharashtra and the rest of India and the IFSC Code ensures that transactions meant for Janaseva Sahakari Bank Limited in Bhusari Colony (Kothrud) do not get mixed with another location.
Format of the IFSC Code JANA0000015
The format of the IFSC Code for banks, including Janaseva Sahakari Bank Limited, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown of this:
- First 4 characters (AAAA): Represent the bank code. For Janaseva Sahakari Bank Limited, these characters are the bank's short identifier.
- 5th character (0): Always zero which is reserved for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Bhusari Colony (Kothrud) in Pune.
For example, the IFSC Code JANA0000015 of Janaseva Sahakari Bank Limited for the Bhusari Colony (Kothrud) branch includes these elements, identifying the bank and the branch location in Pune and Maharashtra accurately.
How to Find IFSC Code for Janaseva Sahakari Bank Limited?
If you are trying to find the IFSC Code JANA0000015 of Janaseva Sahakari Bank Limited for its Bhusari Colony (Kothrud) branch located in Pune, the following methods can help:
Cheque Book
The cheque book issued by Janaseva Sahakari Bank Limited includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
You can easily find the IFSC and MICR codes because most banks, including Janaseva Sahakari Bank Limited branches in Pune and Pune, print them on the first page of your passbook.
Bank Website
Visit the official website of Janaseva Sahakari Bank Limited and navigate to the branch locator section. Search for Bhusari Colony (Kothrud) or Pune to get the exact IFSC Code JANA0000015.
Mobile Banking App
If you use Janaseva Sahakari Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Janaseva Sahakari Bank Limited and Pune, you'll get the correct details.
How to Use IFSC Code JANA0000015 for Online Transfers?
Once you have the IFSC Code JANA0000015 for the Bhusari Colony (Kothrud) branch of Janaseva Sahakari Bank Limited in Pune, you can start with your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code JANA0000015. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. You need the recipient's account details and Janaseva Sahakari Bank Limited IFSC Code JANA0000015.
Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Janaseva Sahakari Bank Limited Bhusari Colony (Kothrud) in Pune, it can result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Janaseva Sahakari Bank Limited in Bhusari Colony (Kothrud), here are some ways that you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Janaseva Sahakari Bank Limited website.
- Search the RBI portal.
If you know both IFSC and MICR codes, then it can help account holders in Pune manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code of the Bhusari Colony (Kothrud) Pune branch is JANA0000015.
Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.
No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.
You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.
The branch is located at A, Dhanlaxmi Park Housing Society, Ujavi Bhusari Colony, Kothrud Depo Chowk,Pune 411038.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.