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IFSC Code of Janaseva Sahakari Bank Limited, Ramwadi, Pune, Maharashtra — JANA0000006

Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Janaseva Sahakari Bank Limited for its Ramwadi branch in Pune, Pune, Maharashtra, then this guide will give you detailed information.

The banking system has evolved significantly in India, and today the customers of Janaseva Sahakari Bank Limited located in Pune or anywhere in Maharashtra can transfer funds instantly by using the correct IFSC Code JANA0000006. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Janaseva Sahakari Bank Limited, Ramwadi, Pune

Here are the key points that are associated with the IFSC Code JANA0000006 of Janaseva Sahakari Bank Limited for its branch located in Pune, within the district of Pune in the state of Maharashtra.

Particulars Details
Bank Janaseva Sahakari Bank Limited
IFSC Code JANA0000006
Branch Ramwadi
City Pune
District Pune
State Maharashtra
Address Dipak Park Housing Society, Kalyaninagar, Nagar Road, Ramwadi Pune 411014

These details are essential not only for online banking users but also for businesses and individuals who use Janaseva Sahakari Bank Limited in Pune for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code JANA0000006 for the Ramwadi branch of Janaseva Sahakari Bank Limited plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like JANA0000006 is given to every bank branch, including Janaseva Sahakari Bank Limited located in Ramwadi, Pune, Maharashtra, to make sure that online payments reach the right place.

The IFSC Code is important because:

  • It uniquely identifies the Janaseva Sahakari Bank Limited branch in Pune.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any kind of confusion between multiple branches of the same bank across different places like Pune and Pune.
  • It removes errors in fund transfers and improves accuracy.
  • It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across Maharashtra and the rest of India, which is why the IFSC Code ensures that transactions meant for Janaseva Sahakari Bank Limited in Ramwadi doesn't end up at another location.

Format of the IFSC Code JANA0000006

The format of the IFSC Code for banks, including Janaseva Sahakari Bank Limited, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Janaseva Sahakari Bank Limited, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Ramwadi in Pune.

For example, the IFSC Code JANA0000006 of Janaseva Sahakari Bank Limited for the Ramwadi branch includes these elements, identifying the bank and the branch location in Pune and Maharashtra correctly.

How to Find IFSC Code for Janaseva Sahakari Bank Limited?

If you are trying to find the IFSC Code JANA0000006 of Janaseva Sahakari Bank Limited for its Ramwadi branch located in Pune, the following methods can help:

Cheque Book

The cheque book issued by Janaseva Sahakari Bank Limited includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

Most banks, including Janaseva Sahakari Bank Limited branches in Pune and Pune, print the IFSC and MICR codes on the first page of your passbook.

Bank Website

Visit the official website of Janaseva Sahakari Bank Limited and navigate to the branch locator section. Search for Ramwadi or Pune to get the exact IFSC Code JANA0000006.

Mobile Banking App

If you use Janaseva Sahakari Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Janaseva Sahakari Bank Limited and Pune, you'll get the correct details.

How to Use IFSC Code JANA0000006 for Online Transfers?

If you have the IFSC Code JANA0000006 for the Ramwadi branch of Janaseva Sahakari Bank Limited in Pune, you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code JANA0000006. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and Janaseva Sahakari Bank Limited IFSC Code JANA0000006.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Janaseva Sahakari Bank Limited Ramwadi in Pune, it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Janaseva Sahakari Bank Limited in Ramwadi, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Janaseva Sahakari Bank Limited website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Pune to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Janaseva Sahakari Bank Limited in Ramwadi, Pune?

The IFSC Code is JANA0000006.

Is the IFSC Code JANA0000006 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Janaseva Sahakari Bank Limited Ramwadi?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Ramwadi branch?

The address of the branch is Dipak Park Housing Society, Kalyaninagar, Nagar Road, Ramwadi Pune 411014 located in Pune, Pune, Maharashtra.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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