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IFSC Code of Janaseva Sahakari Bank Limited, Marketyard, Pune, Maharashtra — JANA0000004

The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Janaseva Sahakari Bank Limited for its Marketyard branch in Pune, Pune, Maharashtra, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Janaseva Sahakari Bank Limited located in Pune or anywhere in Maharashtra can transfer funds instantly by using the correct IFSC Code JANA0000004. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Janaseva Sahakari Bank Limited, Marketyard, Pune

The table below shows the main details of the IFSC Code JANA0000004 for the Janaseva Sahakari Bank Limited branch in Pune, which falls under the Pune district in Maharashtra.

Particulars Details
Bank Janaseva Sahakari Bank Limited
IFSC Code JANA0000004
Branch Marketyard
City Pune
District Pune
State Maharashtra
Address Plot No. 365/66, Gultekadi, Market Yard Pune 411037

These details helps users in online banking and for businesses and individuals who use Janaseva Sahakari Bank Limited in Pune for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code JANA0000004 for the Marketyard branch of Janaseva Sahakari Bank Limited plays a vital role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Janaseva Sahakari Bank Limited located in Marketyard, Pune, Maharashtra, is provided a unique IFSC like JANA0000004 so that their online payments reach the right place.

The IFSC Code is important because:

  • It uniquely recognizes the Janaseva Sahakari Bank Limited branch in Pune.
  • Helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any confusions between multiple branches of the same bank across different places like Pune and Pune.
  • It reduces most of the errors in fund transfers and makes sure its accuracy.
  • It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across Maharashtra and the rest of India, the IFSC Code ensures that transactions meant for Janaseva Sahakari Bank Limited in Marketyard do not get misguided to another person.

Format of the IFSC Code JANA0000004

The format of the IFSC Code for banks, including Janaseva Sahakari Bank Limited, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): These represent the bank code. In Janaseva Sahakari Bank Limited, they are a short identifier for the bank.
  • 5th character (0): This is always zero and is reserved for future use.
  • Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Marketyard in Pune.

For example, the IFSC Code JANA0000004 of Janaseva Sahakari Bank Limited for the Marketyard branch has these elements, identifying the bank and the branch location in Pune and Maharashtra correctly.

How to Find IFSC Code for Janaseva Sahakari Bank Limited?

If you are trying to find the IFSC Code JANA0000004 of Janaseva Sahakari Bank Limited for its Marketyard branch located in Pune, the following methods can help:

Cheque Book

The cheque books that are issued by Janaseva Sahakari Bank Limited include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including Janaseva Sahakari Bank Limited branches in Pune and Pune, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Janaseva Sahakari Bank Limited and find the branch locator section. Search for Marketyard or Pune to get the exact IFSC Code JANA0000004.

Mobile Banking App

If you use Janaseva Sahakari Bank Limited's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Janaseva Sahakari Bank Limited and Pune that will provide accurate information.

How to Use IFSC Code JANA0000004 for Online Transfers?

Once you have the IFSC Code JANA0000004 for the Marketyard branch of Janaseva Sahakari Bank Limited in Pune, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code JANA0000004. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Janaseva Sahakari Bank Limited IFSC Code JANA0000004.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Janaseva Sahakari Bank Limited Marketyard in Pune may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Janaseva Sahakari Bank Limited in Marketyard, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Janaseva Sahakari Bank Limited website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Pune to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Janaseva Sahakari Bank Limited Marketyard Pune?

The IFSC Code of the Marketyard Pune branch is JANA0000004.

Is IFSC Code JANA0000004 permanent?

Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.

Is IFSC the same as MICR?

No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.

Where can I find the IFSC Code of my bank branch?

You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.

What is the address of the Janaseva Sahakari Bank Limited Marketyard branch?

The branch is located at Plot No. 365/66, Gultekadi, Market Yard Pune 411037.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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