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IFSC Code of Janaseva Sahakari Bank Limited, Aundh, Pune, Maharashtra — JANA0000021

There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Janaseva Sahakari Bank Limited for its Aundh branch in Pune, Pune, Maharashtra, then this comprehensive guide will provide you with detailed information.

The banking system in India has changed over time, and today the customers of Janaseva Sahakari Bank Limited situated in Pune or anywhere in Maharashtra can easily transfer funds instantly by using the correct IFSC Code JANA0000021. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Janaseva Sahakari Bank Limited, Aundh, Pune

The table below shows the main details of the IFSC Code JANA0000021 for the Janaseva Sahakari Bank Limited branch in Pune, which falls under the Pune district in Maharashtra.

Particulars Details
Bank Janaseva Sahakari Bank Limited
IFSC Code JANA0000021
Branch Aundh
City Pune
District Pune
State Maharashtra
Address S. R. Chambers,Plot No. 2 A. Nagras Road, Near Medipoint Hospital, Aundh Pune 411007

These details are important not only for users using online banking but also for businesses and individuals who use Janaseva Sahakari Bank Limited in Pune for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code JANA0000021 for the Aundh branch of Janaseva Sahakari Bank Limited is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like JANA0000021 is given to every bank branch, including Janaseva Sahakari Bank Limited located in Aundh, Pune, Maharashtra, to make sure that online payments reach the right place.

The IFSC Code is important because:

  • It uniquely identifies the Janaseva Sahakari Bank Limited branch in Pune.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any kind of confusion between multiple branches of the same bank across different places like Pune and Pune.
  • It removes errors in fund transfers and improves accuracy.
  • It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across Maharashtra and the rest of India, which is why the IFSC Code ensures that transactions meant for Janaseva Sahakari Bank Limited in Aundh doesn't end up at another location.

Format of the IFSC Code JANA0000021

This is the format of the IFSC Code for banks, including Janaseva Sahakari Bank Limited, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

  • First 4 characters (AAAA): This is the bank code. For Janaseva Sahakari Bank Limited, these characters are the bank's short identifier.
  • 5th character (0): This stays zero till there is any future use.
  • Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Aundh in Pune.

For example, the IFSC Code JANA0000021 of Janaseva Sahakari Bank Limited for the Aundh branch includes these elements, identifying the bank and the branch location in Pune and Maharashtra accurately.

How to Find IFSC Code for Janaseva Sahakari Bank Limited?

If you are trying to find the IFSC Code JANA0000021 of Janaseva Sahakari Bank Limited for its Aundh branch located in Pune, the following methods can help:

Cheque Book

The cheque book issued by Janaseva Sahakari Bank Limited includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

Most banks, including Janaseva Sahakari Bank Limited branches in Pune and Pune, print the IFSC and MICR codes on the first page of your passbook.

Bank Website

Visit the official website of Janaseva Sahakari Bank Limited and navigate to the branch locator section. Search for Aundh or Pune to get the exact IFSC Code JANA0000021.

Mobile Banking App

If you use Janaseva Sahakari Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Janaseva Sahakari Bank Limited and Pune, you'll get the correct details.

How to Use IFSC Code JANA0000021 for Online Transfers?

Once you have the IFSC Code JANA0000021 for the Aundh branch of Janaseva Sahakari Bank Limited in Pune, you can start with your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code JANA0000021. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. You need the recipient's account details and Janaseva Sahakari Bank Limited IFSC Code JANA0000021.

Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Janaseva Sahakari Bank Limited Aundh in Pune, it can result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Janaseva Sahakari Bank Limited in Aundh, you can find it by any of the following ways:

  • Check the bottom of your cheque leaf.
  • Go to the first page of your passbook.
  • Visit the official Janaseva Sahakari Bank Limited website.
  • Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Pune manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Janaseva Sahakari Bank Limited in Aundh, Pune?

The IFSC Code is JANA0000021.

Is the IFSC Code JANA0000021 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Janaseva Sahakari Bank Limited Aundh?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Aundh branch?

The address of the branch is S. R. Chambers,Plot No. 2 A. Nagras Road, Near Medipoint Hospital, Aundh Pune 411007 located in Pune, Pune, Maharashtra.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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