The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Janaseva Sahakari Bank Limited for its Kharadi Branch branch in Pune, Pune, Maharashtra, this complete guide will provide you with detailed information.
The banking system in India has changed over the years, and today customers of Janaseva Sahakari Bank Limited located in Pune or anywhere in Maharashtra can transfer funds instantly by using the correct IFSC Code JANA0000026. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.
Details of IFSC Code for Janaseva Sahakari Bank Limited, Kharadi Branch, Pune
Here are the main details that are associated with the IFSC Code JANA0000026 of Janaseva Sahakari Bank Limited for its branch located in Pune, within the district of Pune in the state of Maharashtra.
| Particulars | Details |
|---|---|
| Bank | Janaseva Sahakari Bank Limited |
| IFSC Code | JANA0000026 |
| Branch | Kharadi Branch |
| City | Pune |
| District | Pune |
| State | Maharashtra |
| Address | Ramsetu' Mathura Nagar Near Shivaji Statue Kharadi Road Ward No 3-45/46 Chandannagar Pune 411014 |
These details are crucial, not just for online banking users but also for businesses and individuals who use Janaseva Sahakari Bank Limited in Pune for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code JANA0000026 for the Kharadi Branch branch of Janaseva Sahakari Bank Limited has an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like JANA0000026 is given to every bank branch, including Janaseva Sahakari Bank Limited located in Kharadi Branch, Pune, Maharashtra, to make sure that online payments reach the right place.
The IFSC Code is important because:
- It uniquely identifies the Janaseva Sahakari Bank Limited branch in Pune.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any kind of confusion between multiple branches of the same bank across different places like Pune and Pune.
- It removes errors in fund transfers and improves accuracy.
- It lets the sender banks validate and confirm branch details before they process the payments.
There are thousands of branches across Maharashtra and the rest of India, which is why the IFSC Code ensures that transactions meant for Janaseva Sahakari Bank Limited in Kharadi Branch doesn't end up at another location.
Format of the IFSC Code JANA0000026
The format of the IFSC Code for banks, including Janaseva Sahakari Bank Limited, has an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Janaseva Sahakari Bank Limited, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Kharadi Branch in Pune.
For example, the IFSC Code JANA0000026 of Janaseva Sahakari Bank Limited for the Kharadi Branch branch includes these elements, identifying the bank and the branch location in Pune and Maharashtra correctly.
How to Find IFSC Code for Janaseva Sahakari Bank Limited?
If you are looking for the IFSC Code JANA0000026 of Janaseva Sahakari Bank Limited for its Kharadi Branch branch located in Pune, the following methods can help:
Cheque Book
The cheque book that is issued by Janaseva Sahakari Bank Limited includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.
Passbook
Most of the banks, including Janaseva Sahakari Bank Limited branches in Pune and Pune, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
You can visit the official website of Janaseva Sahakari Bank Limited and look for the branch locator section, then search for Kharadi Branch or Pune to get the exact IFSC Code JANA0000026.
Mobile Banking App
If you use Janaseva Sahakari Bank Limited's mobile app, you can check your account details to easily find your branch's IFSC code.
RBI Website
The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Janaseva Sahakari Bank Limited and Pune, then it will provide you proper information.
How to Use IFSC Code JANA0000026 for Online Transfers?
Once you have the IFSC Code JANA0000026 for the Kharadi Branch branch of Janaseva Sahakari Bank Limited in Pune, you can start with your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code JANA0000026. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. You need the recipient's account details and Janaseva Sahakari Bank Limited IFSC Code JANA0000026.
Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Janaseva Sahakari Bank Limited Kharadi Branch in Pune, it can result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Janaseva Sahakari Bank Limited in Kharadi Branch, here are some of the ways you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Janaseva Sahakari Bank Limited website.
- Search the RBI portal.
Knowing both IFSC and MICR code can help account holders in Pune manage their online transfers and cheque clearances easily.
Frequently Asked Questions (FAQs)
The IFSC Code is JANA0000026.
Yes, but there can be changes during mergers or restructuring.
No, MICR is for cheque clearing and the IFSC is for online transfers.
You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Ramsetu' Mathura Nagar Near Shivaji Statue Kharadi Road Ward No 3-45/46 Chandannagar Pune 411014 located in Pune, Pune, Maharashtra.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.