The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Janaseva Sahakari Bank Limited for its Bhosari branch in Pune, Pune, Maharashtra, this complete guide will provide you with detailed information.
The banking system in India has changed over the years, and today customers of Janaseva Sahakari Bank Limited located in Pune or anywhere in Maharashtra can transfer funds instantly by using the correct IFSC Code JANA0000010. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.
Details of IFSC Code for Janaseva Sahakari Bank Limited, Bhosari, Pune
Below in the table are the key details related to IFSC Code JANA0000010 of Janaseva Sahakari Bank Limited for its branch located in Pune, within the district of Pune in the state of Maharashtra.
| Particulars | Details |
|---|---|
| Bank | Janaseva Sahakari Bank Limited |
| IFSC Code | JANA0000010 |
| Branch | Bhosari |
| City | Pune |
| District | Pune |
| State | Maharashtra |
| Address | Sr. No. 232/2, Ganesh Mangal Karyalay, Nashik Road, Bhosari Pune 411039 |
These details are essential not only for online banking users but also for businesses and individuals who use Janaseva Sahakari Bank Limited in Pune for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code JANA0000010 for the Bhosari branch of Janaseva Sahakari Bank Limited plays an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Janaseva Sahakari Bank Limited located in Bhosari, Pune, Maharashtra, are allotted a unique IFSC like JANA0000010 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Pune.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents confusion between different branches of the same bank in places like Pune and Pune.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It makes sure that money sent to Janaseva Sahakari Bank Limited in Bhosari reaches the right place, even though there are thousands of branches in Maharashtra and across India.
Format of the IFSC Code JANA0000010
The format of the IFSC Code for banks, including Janaseva Sahakari Bank Limited, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): These represent the bank code. In Janaseva Sahakari Bank Limited, they are a short identifier for the bank.
- 5th character (0): This is always zero and is reserved for future use.
- Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Bhosari in Pune.
For example, the IFSC Code JANA0000010 of Janaseva Sahakari Bank Limited for the Bhosari branch has these elements, identifying the bank and the branch location in Pune and Maharashtra correctly.
How to Find IFSC Code for Janaseva Sahakari Bank Limited?
To find the IFSC Code JANA0000010 of Janaseva Sahakari Bank Limited for its Bhosari branch located in Pune, the following methods can help you out:
Cheque Book
The cheque book issued by Janaseva Sahakari Bank Limited includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.
Passbook
Most banks, including Janaseva Sahakari Bank Limited branches in Pune and Pune, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Janaseva Sahakari Bank Limited and go to the branch locator section. Then search for Bhosari or Pune to find the exact IFSC Code JANA0000010.
Mobile Banking App
If you use Janaseva Sahakari Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Janaseva Sahakari Bank Limited and Pune will provide accurate information.
How to Use IFSC Code JANA0000010 for Online Transfers?
Once you have the IFSC Code JANA0000010 for the Bhosari branch of Janaseva Sahakari Bank Limited in Pune, you can initiate your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code JANA0000010. Transfers are processed in batches. This is suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Janaseva Sahakari Bank Limited IFSC Code JANA0000010.
Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Janaseva Sahakari Bank Limited Bhosari in Pune may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Janaseva Sahakari Bank Limited in Bhosari, you can find it by any of the following ways:
- Check the bottom of your cheque leaf.
- Go to the first page of your passbook.
- Visit the official Janaseva Sahakari Bank Limited website.
- Search the RBI portal.
Having both IFSC and MICR codes helps account holders in Pune manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is JANA0000010.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Sr. No. 232/2, Ganesh Mangal Karyalay, Nashik Road, Bhosari Pune 411039 located in Pune, Pune, Maharashtra.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.