Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Icici Bank Limited for its Ghaziabad branch in Ghaziabad, Ghaziabad, or Uttar Pradesh, this guide will help you with all the details.

There have been major changes in the banking sector in India and today, the customers of Icici Bank Limited located in Ghaziabad or anywhere in Uttar Pradesh can transfer funds instantly by using the correct IFSC Code ICIC0006286. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Icici Bank Limited, Ghaziabad, Ghaziabad

The table below shows the main details of the IFSC Code ICIC0006286 for the Icici Bank Limited branch in Ghaziabad, which falls under the Ghaziabad district in Uttar Pradesh.

Particulars Details
Bank Icici Bank Limited
IFSC Code ICIC0006286
Branch Ghaziabad
City Ghaziabad
District Ghaziabad
State Uttar Pradesh
Address Icici Bank Ltd., R1/88, Raj Nagar, Ghaziabad, Uttar Pradesh.201001

These details are essential not only for online banking users but also for businesses and individuals who use Icici Bank Limited in Ghaziabad for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code ICIC0006286 for the Ghaziabad branch of Icici Bank Limited plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Icici Bank Limited located in Ghaziabad, Ghaziabad, Uttar Pradesh, is provided a unique IFSC like ICIC0006286 so that their online payments reach the right place.

The IFSC Code is important because:

  • It uniquely recognizes the Icici Bank Limited branch in Ghaziabad.
  • Helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any confusions between multiple branches of the same bank across different places like Ghaziabad and Ghaziabad.
  • It reduces most of the errors in fund transfers and makes sure its accuracy.
  • It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across Uttar Pradesh and the rest of India, the IFSC Code ensures that transactions meant for Icici Bank Limited in Ghaziabad do not get misguided to another person.

Format of the IFSC Code ICIC0006286

The format of the IFSC Code for banks, including Icici Bank Limited, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown of this:

  • First 4 characters (AAAA): Represent the bank code. For Icici Bank Limited, these characters are the bank's short identifier.
  • 5th character (0): Always zero which is reserved for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Ghaziabad in Ghaziabad.

For example, the IFSC Code ICIC0006286 of Icici Bank Limited for the Ghaziabad branch includes these elements, identifying the bank and the branch location in Ghaziabad and Uttar Pradesh accurately.

How to Find IFSC Code for Icici Bank Limited?

If you are looking for the IFSC Code ICIC0006286 of Icici Bank Limited for its Ghaziabad branch located in Ghaziabad, the following methods can help:

Cheque Book

The cheque book that is issued by Icici Bank Limited includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including Icici Bank Limited branches in Ghaziabad and Ghaziabad, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of Icici Bank Limited and look for the branch locator section, then search for Ghaziabad or Ghaziabad to get the exact IFSC Code ICIC0006286.

Mobile Banking App

If you use Icici Bank Limited's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Icici Bank Limited and Ghaziabad, then it will provide you proper information.

How to Use IFSC Code ICIC0006286 for Online Transfers?

Once you have the IFSC Code ICIC0006286 for the Ghaziabad branch of Icici Bank Limited in Ghaziabad, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code ICIC0006286. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Icici Bank Limited IFSC Code ICIC0006286.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Icici Bank Limited Ghaziabad in Ghaziabad may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Icici Bank Limited in Ghaziabad, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Icici Bank Limited website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Ghaziabad to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Icici Bank Limited in Ghaziabad, Ghaziabad?

The IFSC Code is ICIC0006286.

Is the IFSC Code ICIC0006286 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Icici Bank Limited Ghaziabad?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Ghaziabad branch?

The address of the branch is Icici Bank Ltd., R1/88, Raj Nagar, Ghaziabad, Uttar Pradesh.201001 located in Ghaziabad, Ghaziabad, Uttar Pradesh.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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