There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Icici Bank Limited for its Vaishali, Ghaziabad branch in Ghaziabad, Ghaziabad, Uttar Pradesh, then this comprehensive guide will provide you with detailed information.
The banking system in India has changed over time, and today the customers of Icici Bank Limited situated in Ghaziabad or anywhere in Uttar Pradesh can easily transfer funds instantly by using the correct IFSC Code ICIC0001254. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Icici Bank Limited, Vaishali, Ghaziabad, Ghaziabad
Here are some of the key details that come with the IFSC Code ICIC0001254 of Icici Bank Limited for its branch located in Ghaziabad, within the district of Ghaziabad in the state of Uttar Pradesh.
| Particulars | Details |
|---|---|
| Bank | Icici Bank Limited |
| IFSC Code | ICIC0001254 |
| Branch | Vaishali, Ghaziabad |
| City | Ghaziabad |
| District | Ghaziabad |
| State | Uttar Pradesh |
| Address | Icici Bank Ltd., Shop No4 Plot No18 Ajnara Landmark Sec4 Vaishali, Ghazaiabd, Ghazaiabd Dist., Uttar Pradesh.201010 |
These details help users in online banking and for businesses and individuals who use Icici Bank Limited in Ghaziabad for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code ICIC0001254 for the Vaishali, Ghaziabad branch of Icici Bank Limited has a very important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Icici Bank Limited located in Vaishali, Ghaziabad, Ghaziabad, Uttar Pradesh, is provided with a unique IFSC like ICIC0001254 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It uniquely identifies the Icici Bank Limited branch in Ghaziabad.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any errors or confusions between multiple branches of the same bank across different places like Ghaziabad and Ghaziabad.
- It reduces errors in fund transfers and improves accuracy.
- It allows sender banks to validate and confirm branch details before processing payments.
There are thousands of branches across Uttar Pradesh and the rest of India and the IFSC Code ensures that transactions meant for Icici Bank Limited in Vaishali, Ghaziabad do not get mixed with another location.
Format of the IFSC Code ICIC0001254
The format of the IFSC Code for banks, including Icici Bank Limited, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown of this:
- First 4 characters (AAAA): Represent the bank code. For Icici Bank Limited, these characters are the bank's short identifier.
- 5th character (0): Always zero which is reserved for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Vaishali, Ghaziabad in Ghaziabad.
For example, the IFSC Code ICIC0001254 of Icici Bank Limited for the Vaishali, Ghaziabad branch includes these elements, identifying the bank and the branch location in Ghaziabad and Uttar Pradesh accurately.
How to Find IFSC Code for Icici Bank Limited?
If you are trying to find the IFSC Code ICIC0001254 of Icici Bank Limited for its Vaishali, Ghaziabad branch located in Ghaziabad, the following methods can help:
Cheque Book
The cheque books that are issued by Icici Bank Limited include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.
Passbook
Most banks, including Icici Bank Limited branches in Ghaziabad and Ghaziabad, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Icici Bank Limited and find the branch locator section. Search for Vaishali, Ghaziabad or Ghaziabad to get the exact IFSC Code ICIC0001254.
Mobile Banking App
If you use Icici Bank Limited's mobile app, you can easily check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Icici Bank Limited and Ghaziabad that will provide accurate information.
How to Use IFSC Code ICIC0001254 for Online Transfers?
Once you have the IFSC Code ICIC0001254 for the Vaishali, Ghaziabad branch of Icici Bank Limited in Ghaziabad, you can start with your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code ICIC0001254. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. You need the recipient's account details and Icici Bank Limited IFSC Code ICIC0001254.
Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Icici Bank Limited Vaishali, Ghaziabad in Ghaziabad, it can result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Icici Bank Limited in Vaishali, Ghaziabad, here are some ways that you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Icici Bank Limited website.
- Search the RBI portal.
If you know both IFSC and MICR codes, then it can help account holders in Ghaziabad manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is ICIC0001254.
Yes, but it can change during merging or restructuring of the bank.
No, MICR is for cheque clearing and IFSC is for online transfers.
You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.
The address of the branch is Icici Bank Ltd., Shop No4 Plot No18 Ajnara Landmark Sec4 Vaishali, Ghazaiabd, Ghazaiabd Dist., Uttar Pradesh.201010 located in Ghaziabad, Ghaziabad, Uttar Pradesh.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.