The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Icici Bank Limited for its Ghaziabadindirapuram branch in Ghaziabad, Ghaziabad, Uttar Pradesh, this complete guide will provide you with detailed information.
The banking system in India has changed over the years, and today customers of Icici Bank Limited located in Ghaziabad or anywhere in Uttar Pradesh can transfer funds instantly by using the correct IFSC Code ICIC0000718. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.
Details of IFSC Code for Icici Bank Limited, Ghaziabadindirapuram, Ghaziabad
The table below shows the main details of the IFSC Code ICIC0000718 for the Icici Bank Limited branch in Ghaziabad, which falls under the Ghaziabad district in Uttar Pradesh.
| Particulars | Details |
|---|---|
| Bank | Icici Bank Limited |
| IFSC Code | ICIC0000718 |
| Branch | Ghaziabadindirapuram |
| City | Ghaziabad |
| District | Ghaziabad |
| State | Uttar Pradesh |
| Address | Icici Bank Ltd., Ag1, Plot No. 3, Aditya City Centre, Vaibhav Khand, Indirapuram, Ghaziabad, Up.201012 |
These details are essential not only for online banking users but also for businesses and individuals who use Icici Bank Limited in Ghaziabad for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code ICIC0000718 for the Ghaziabadindirapuram branch of Icici Bank Limited plays an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Icici Bank Limited located in Ghaziabadindirapuram, Ghaziabad, Uttar Pradesh, are given a unique IFSC like ICIC0000718 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Ghaziabad.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents any kind of confusion between different branches of the same bank in places like Ghaziabad and Ghaziabad.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It helps ensure that any money sent to Icici Bank Limited in Ghaziabadindirapuram goes to the correct branch. This is important because Icici Bank Limited has thousands of branches in Uttar Pradesh and all over India, and the IFSC Code prevents payments from going to the wrong place.
Format of the IFSC Code ICIC0000718
The format of the IFSC Code for banks, including Icici Bank Limited, has an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Icici Bank Limited, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Ghaziabadindirapuram in Ghaziabad.
For example, the IFSC Code ICIC0000718 of Icici Bank Limited for the Ghaziabadindirapuram branch includes these elements, identifying the bank and the branch location in Ghaziabad and Uttar Pradesh correctly.
How to Find IFSC Code for Icici Bank Limited?
If you are trying to find the IFSC Code ICIC0000718 of Icici Bank Limited for its Ghaziabadindirapuram branch located in Ghaziabad, the following methods can help:
Cheque Book
The cheque books that are issued by Icici Bank Limited include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.
Passbook
Most banks, including Icici Bank Limited branches in Ghaziabad and Ghaziabad, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Icici Bank Limited and find the branch locator section. Search for Ghaziabadindirapuram or Ghaziabad to get the exact IFSC Code ICIC0000718.
Mobile Banking App
If you use Icici Bank Limited's mobile app, you can easily check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Icici Bank Limited and Ghaziabad that will provide accurate information.
How to Use IFSC Code ICIC0000718 for Online Transfers?
Once you have the IFSC Code ICIC0000718 for the Ghaziabadindirapuram branch of Icici Bank Limited in Ghaziabad, you can initiate your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code ICIC0000718. Transfers are processed in batches. This is suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Icici Bank Limited IFSC Code ICIC0000718.
Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Icici Bank Limited Ghaziabadindirapuram in Ghaziabad may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Icici Bank Limited in Ghaziabadindirapuram, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Icici Bank Limited website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in Ghaziabad to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code of the Ghaziabadindirapuram Ghaziabad branch is ICIC0000718.
Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.
No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.
You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.
The branch is located at Icici Bank Ltd., Ag1, Plot No. 3, Aditya City Centre, Vaibhav Khand, Indirapuram, Ghaziabad, Up.201012.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.