Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Icici Bank Limited for its Ghaziabad,Has branch in Ghaziabad, Ghaziabad, Uttar Pradesh, then this guide will give you detailed information.
The banking system has evolved significantly in India, and today the customers of Icici Bank Limited located in Ghaziabad or anywhere in Uttar Pradesh can transfer funds instantly by using the correct IFSC Code ICIC0006956. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Icici Bank Limited, Ghaziabad,Has, Ghaziabad
Below in the table are the key details related to IFSC Code ICIC0006956 of Icici Bank Limited for its branch located in Ghaziabad, within the district of Ghaziabad in the state of Uttar Pradesh.
| Particulars | Details |
|---|---|
| Bank | Icici Bank Limited |
| IFSC Code | ICIC0006956 |
| Branch | Ghaziabad,Has |
| City | Ghaziabad |
| District | Ghaziabad |
| State | Uttar Pradesh |
| Address | Icici Bank Ltd., G1And G2, Plot No. 37, Sector 5, Rajender Nagar, Sahibabad, Ghaziabad, Uttar Pradesh.201005 |
These details help users in online banking and for businesses and individuals who use Icici Bank Limited in Ghaziabad for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code ICIC0006956 for the Ghaziabad,Has branch of Icici Bank Limited has a very important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like ICIC0006956 is given to every bank branch, including Icici Bank Limited located in Ghaziabad,Has, Ghaziabad, Uttar Pradesh, to make sure that online payments reach the right place.
The IFSC Code is important because:
- It uniquely identifies the Icici Bank Limited branch in Ghaziabad.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any kind of confusion between multiple branches of the same bank across different places like Ghaziabad and Ghaziabad.
- It removes errors in fund transfers and improves accuracy.
- It lets the sender banks validate and confirm branch details before they process the payments.
There are thousands of branches across Uttar Pradesh and the rest of India, which is why the IFSC Code ensures that transactions meant for Icici Bank Limited in Ghaziabad,Has doesn't end up at another location.
Format of the IFSC Code ICIC0006956
The format of the IFSC Code for banks, including Icici Bank Limited, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown of this:
- First 4 characters (AAAA): Represent the bank code. For Icici Bank Limited, these characters are the bank's short identifier.
- 5th character (0): Always zero which is reserved for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Ghaziabad,Has in Ghaziabad.
For example, the IFSC Code ICIC0006956 of Icici Bank Limited for the Ghaziabad,Has branch includes these elements, identifying the bank and the branch location in Ghaziabad and Uttar Pradesh accurately.
How to Find IFSC Code for Icici Bank Limited?
If you are trying to find the IFSC Code ICIC0006956 of Icici Bank Limited for its Ghaziabad,Has branch located in Ghaziabad, the following methods can help:
Cheque Book
The cheque books that are issued by Icici Bank Limited include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.
Passbook
Most banks, including Icici Bank Limited branches in Ghaziabad and Ghaziabad, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Icici Bank Limited and find the branch locator section. Search for Ghaziabad,Has or Ghaziabad to get the exact IFSC Code ICIC0006956.
Mobile Banking App
If you use Icici Bank Limited's mobile app, you can easily check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Icici Bank Limited and Ghaziabad that will provide accurate information.
How to Use IFSC Code ICIC0006956 for Online Transfers?
Once you have the IFSC Code ICIC0006956 for the Ghaziabad,Has branch of Icici Bank Limited in Ghaziabad, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code ICIC0006956. The transfer is completed in batches. It is useful for both personal and business payments.
RTGS
Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Icici Bank Limited IFSC Code ICIC0006956.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Icici Bank Limited Ghaziabad,Has in Ghaziabad, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Icici Bank Limited in Ghaziabad,Has, you can find it by any of the following ways:
- Check the bottom of your cheque leaf.
- Go to the first page of your passbook.
- Visit the official Icici Bank Limited website.
- Search the RBI portal.
Having both IFSC and MICR codes helps account holders in Ghaziabad manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code of the Ghaziabad,Has Ghaziabad branch is ICIC0006956.
Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.
No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.
You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.
The branch is located at Icici Bank Ltd., G1And G2, Plot No. 37, Sector 5, Rajender Nagar, Sahibabad, Ghaziabad, Uttar Pradesh.201005.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.