IFSC Code of Icici Bank Limited, Choudhary Moreghaziabad, Ghaziabad, Uttar Pradesh- ICIC0001256

The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Icici Bank Limited for its Choudhary Moreghaziabad branch in Ghaziabad, Ghaziabad, Uttar Pradesh, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Icici Bank Limited located in Ghaziabad or anywhere in Uttar Pradesh can transfer funds instantly by using the correct IFSC Code ICIC0001256. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Icici Bank Limited, Choudhary Moreghaziabad, Ghaziabad

Here are the main details that are associated with the IFSC Code ICIC0001256 of Icici Bank Limited for its branch located in Ghaziabad, within the district of Ghaziabad in the state of Uttar Pradesh.

These details helps users in online banking and for businesses and individuals who use Icici Bank Limited in Ghaziabad for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code ICIC0001256 for the Choudhary Moreghaziabad branch of Icici Bank Limited plays a vital role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Icici Bank Limited located in Choudhary Moreghaziabad, Ghaziabad, Uttar Pradesh, is provided with a unique IFSC like ICIC0001256 to ensure that online payments reach the right destination.

The IFSC Code is important because:

• It uniquely identifies the Icici Bank Limited branch in Ghaziabad.
• It helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It avoids any errors or confusions between multiple branches of the same bank across different places like Ghaziabad and Ghaziabad.
• It reduces errors in fund transfers and improves accuracy.
• It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Uttar Pradesh and the rest of India and the IFSC Code ensures that transactions meant for Icici Bank Limited in Choudhary Moreghaziabad do not get mixed with another location.

Format of the IFSC Code ICIC0001256

The format of the IFSC Code for banks, including Icici Bank Limited, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown of this:

• First 4 characters (AAAA): Represent the bank code. For Icici Bank Limited, these characters are the bank's short identifier.
• 5th character (0): Always zero which is reserved for future use.
• Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Choudhary Moreghaziabad in Ghaziabad.

For example, the IFSC Code ICIC0001256 of Icici Bank Limited for the Choudhary Moreghaziabad branch includes these elements, identifying the bank and the branch location in Ghaziabad and Uttar Pradesh accurately.

How to Find IFSC Code for Icici Bank Limited?

If you are looking for the IFSC Code ICIC0001256 of Icici Bank Limited for its Choudhary Moreghaziabad branch located in Ghaziabad, the following methods can help:

Cheque Book

The cheque book that is issued by Icici Bank Limited includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including Icici Bank Limited branches in Ghaziabad and Ghaziabad, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of Icici Bank Limited and look for the branch locator section, then search for Choudhary Moreghaziabad or Ghaziabad to get the exact IFSC Code ICIC0001256.

Mobile Banking App

If you use Icici Bank Limited's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Icici Bank Limited and Ghaziabad, then it will provide you proper information.

How to Use IFSC Code ICIC0001256 for Online Transfers?

Once you have the IFSC Code ICIC0001256 for the Choudhary Moreghaziabad branch of Icici Bank Limited in Ghaziabad, you can start with your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code ICIC0001256. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. You need the recipient's account details and Icici Bank Limited IFSC Code ICIC0001256.

Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Icici Bank Limited Choudhary Moreghaziabad in Ghaziabad, it can result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Icici Bank Limited in Choudhary Moreghaziabad, here are some of the ways you can get it:

• Check the bottom of your cheque leaf.
• Refer to the first page of your passbook.
• Visit the official Icici Bank Limited website.
• Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Ghaziabad manage their online transfers and cheque clearances easily.