IFSC Code of Axis Bank, Kinnigoli Talipadi, Mangalore, Karnataka — UTIB0004478

The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Axis Bank for its Kinnigoli Talipadi branch in Dakshina Kannada, Mangalore, Karnataka, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Axis Bank located in Dakshina Kannada or anywhere in Karnataka can transfer funds instantly by using the correct IFSC Code UTIB0004478. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Axis Bank, Kinnigoli Talipadi, Dakshina Kannada

The table below shows the main details of the IFSC Code UTIB0004478 for the Axis Bank branch in Dakshina Kannada, which falls under the Mangalore district in Karnataka.

These details are important not only for users using online banking but also for businesses and individuals who use Axis Bank in Dakshina Kannada for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code UTIB0004478 for the Kinnigoli Talipadi branch of Axis Bank is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like UTIB0004478 is given to every bank branch, including Axis Bank located in Kinnigoli Talipadi, Dakshina Kannada, Karnataka, to make sure that online payments reach the right place.

The IFSC Code is important because:

• It uniquely identifies the Axis Bank branch in Dakshina Kannada.
• It helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It avoids any kind of confusion between multiple branches of the same bank across different places like Dakshina Kannada and Mangalore.
• It removes errors in fund transfers and improves accuracy.
• It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across Karnataka and the rest of India, which is why the IFSC Code ensures that transactions meant for Axis Bank in Kinnigoli Talipadi doesn't end up at another location.

Format of the IFSC Code UTIB0004478

This is the format of the IFSC Code for banks, including Axis Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

• First 4 characters (AAAA): This is the bank code. For Axis Bank, these characters are the bank's short identifier.
• 5th character (0): This stays zero till there is any future use.
• Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Kinnigoli Talipadi in Dakshina Kannada.

For example, the IFSC Code UTIB0004478 of Axis Bank for the Kinnigoli Talipadi branch includes these elements, identifying the bank and the branch location in Dakshina Kannada and Karnataka accurately.

How to Find IFSC Code for Axis Bank?

If you are trying to find the IFSC Code UTIB0004478 of Axis Bank for its Kinnigoli Talipadi branch located in Dakshina Kannada, the following methods can help:

Cheque Book

The cheque book issued by Axis Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

Most banks, including Axis Bank branches in Dakshina Kannada and Mangalore, print the IFSC and MICR codes on the first page of your passbook.

Bank Website

Visit the official website of Axis Bank and navigate to the branch locator section. Search for Kinnigoli Talipadi or Dakshina Kannada to get the exact IFSC Code UTIB0004478.

Mobile Banking App

If you use Axis Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Axis Bank and Dakshina Kannada, you'll get the correct details.

How to Use IFSC Code UTIB0004478 for Online Transfers?

If you have the IFSC Code UTIB0004478 for the Kinnigoli Talipadi branch of Axis Bank in Dakshina Kannada, you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code UTIB0004478. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and Axis Bank IFSC Code UTIB0004478.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Axis Bank Kinnigoli Talipadi in Dakshina Kannada, it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Axis Bank in Kinnigoli Talipadi, here are some ways that you can get it:

• Check the bottom of your cheque leaf.
• Refer to the first page of your passbook.
• Visit the official Axis Bank website.
• Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in Dakshina Kannada manage online transfers as well as cheque clearances with ease.