There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Axis Bank for its Mangalore branch in Dakshina Kannada, Mangalore, Karnataka, then this comprehensive guide will provide you with detailed information.
The banking system in India has changed over time, and today the customers of Axis Bank situated in Dakshina Kannada or anywhere in Karnataka can easily transfer funds instantly by using the correct IFSC Code UTIB0000077. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Axis Bank, Mangalore, Dakshina Kannada
Here are the key points that are associated with the IFSC Code UTIB0000077 of Axis Bank for its branch located in Dakshina Kannada, within the district of Mangalore in the state of Karnataka.
| Particulars | Details |
|---|---|
| Bank | Axis Bank |
| IFSC Code | UTIB0000077 |
| Branch | Mangalore |
| City | Dakshina Kannada |
| District | Mangalore |
| State | Karnataka |
| Address | Essel Tower , Ground Floor Bunts Hostel Circle |
These details helps users in online banking and for businesses and individuals who use Axis Bank in Dakshina Kannada for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UTIB0000077 for the Mangalore branch of Axis Bank plays a vital role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Axis Bank located in Mangalore, Dakshina Kannada, Karnataka, are allotted a unique IFSC like UTIB0000077 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Dakshina Kannada.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents confusion between different branches of the same bank in places like Dakshina Kannada and Mangalore.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It makes sure that money sent to Axis Bank in Mangalore reaches the right place, even though there are thousands of branches in Karnataka and across India.
Format of the IFSC Code UTIB0000077
The format of the IFSC Code for banks, including Axis Bank, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Axis Bank, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Mangalore in Dakshina Kannada.
For example, the IFSC Code UTIB0000077 of Axis Bank for the Mangalore branch includes these elements, identifying the bank and the branch location in Dakshina Kannada and Karnataka accurately.
How to Find IFSC Code for Axis Bank?
If you are looking for the IFSC Code UTIB0000077 of Axis Bank for its Mangalore branch located in Dakshina Kannada, the following methods can help:
Cheque Book
The cheque book that is issued by Axis Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.
Passbook
Most of the banks, including Axis Bank branches in Dakshina Kannada and Mangalore, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
You can visit the official website of Axis Bank and look for the branch locator section, then search for Mangalore or Dakshina Kannada to get the exact IFSC Code UTIB0000077.
Mobile Banking App
If you use Axis Bank's mobile app, you can check your account details to easily find your branch's IFSC code.
RBI Website
The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Axis Bank and Dakshina Kannada, then it will provide you proper information.
How to Use IFSC Code UTIB0000077 for Online Transfers?
Once you have the IFSC Code UTIB0000077 for the Mangalore branch of Axis Bank in Dakshina Kannada, you can initiate your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code UTIB0000077. Transfers are processed in batches. This is suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Axis Bank IFSC Code UTIB0000077.
Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Axis Bank Mangalore in Dakshina Kannada may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Axis Bank in Mangalore, you can find it by any of the following ways:
- Check the bottom of your cheque leaf.
- Go to the first page of your passbook.
- Visit the official Axis Bank website.
- Search the RBI portal.
Having both IFSC and MICR codes helps account holders in Dakshina Kannada manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is UTIB0000077.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Essel Tower , Ground Floor Bunts Hostel Circle located in Dakshina Kannada, Mangalore, Karnataka.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.
