Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Axis Bank for its Dakshina Kannada Jilla Mahila Coop branch in Dakshin Kannad, Mangalore, Karnataka, then this guide will give you detailed information.
The banking system has evolved significantly in India, and today the customers of Axis Bank located in Dakshin Kannad or anywhere in Karnataka can transfer funds instantly by using the correct IFSC Code UTIB0SDKJMB. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Axis Bank, Dakshina Kannada Jilla Mahila Coop, Dakshin Kannad
The table below shows the main details of the IFSC Code UTIB0SDKJMB for the Axis Bank branch in Dakshin Kannad, which falls under the Mangalore district in Karnataka.
| Particulars | Details |
|---|---|
| Bank | Axis Bank |
| IFSC Code | UTIB0SDKJMB |
| Branch | Dakshina Kannada Jilla Mahila Coop |
| City | Dakshin Kannad |
| District | Mangalore |
| State | Karnataka |
| Address | Janatha Bazar Building, Ghs Raod, Mangalore 575001 |
These details helps users in online banking and for businesses and individuals who use Axis Bank in Dakshin Kannad for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UTIB0SDKJMB for the Dakshina Kannada Jilla Mahila Coop branch of Axis Bank plays a vital role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Axis Bank located in Dakshina Kannada Jilla Mahila Coop, Dakshin Kannad, Karnataka, is provided with a unique IFSC like UTIB0SDKJMB to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It uniquely identifies the Axis Bank branch in Dakshin Kannad.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any errors or confusions between multiple branches of the same bank across different places like Dakshin Kannad and Mangalore.
- It reduces errors in fund transfers and improves accuracy.
- It allows sender banks to validate and confirm branch details before processing payments.
There are thousands of branches across Karnataka and the rest of India and the IFSC Code ensures that transactions meant for Axis Bank in Dakshina Kannada Jilla Mahila Coop do not get mixed with another location.
Format of the IFSC Code UTIB0SDKJMB
The format of the IFSC Code for banks, including Axis Bank, has an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Axis Bank, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Dakshina Kannada Jilla Mahila Coop in Dakshin Kannad.
For example, the IFSC Code UTIB0SDKJMB of Axis Bank for the Dakshina Kannada Jilla Mahila Coop branch includes these elements, identifying the bank and the branch location in Dakshin Kannad and Karnataka correctly.
How to Find IFSC Code for Axis Bank?
To find the IFSC Code UTIB0SDKJMB of Axis Bank for its Dakshina Kannada Jilla Mahila Coop branch located in Dakshin Kannad, the following methods can help you out:
Cheque Book
The cheque book issued by Axis Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.
Passbook
Most banks, including Axis Bank branches in Dakshin Kannad and Mangalore, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Axis Bank and go to the branch locator section. Then search for Dakshina Kannada Jilla Mahila Coop or Dakshin Kannad to find the exact IFSC Code UTIB0SDKJMB.
Mobile Banking App
If you use Axis Bank's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Axis Bank and Dakshin Kannad will provide accurate information.
How to Use IFSC Code UTIB0SDKJMB for Online Transfers?
Once you have the IFSC Code UTIB0SDKJMB for the Dakshina Kannada Jilla Mahila Coop branch of Axis Bank in Dakshin Kannad, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code UTIB0SDKJMB. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Axis Bank IFSC Code UTIB0SDKJMB.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Axis Bank Dakshina Kannada Jilla Mahila Coop in Dakshin Kannad, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Axis Bank in Dakshina Kannada Jilla Mahila Coop, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Axis Bank website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in Dakshin Kannad to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code is UTIB0SDKJMB.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Janatha Bazar Building, Ghs Raod, Mangalore 575001 located in Dakshin Kannad, Mangalore, Karnataka.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.