There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Axis Bank for its Mulki branch in Dakshin Kannada, Mangalore, Karnataka, then this comprehensive guide will provide you with detailed information.

The banking system in India has changed over time, and today the customers of Axis Bank situated in Dakshin Kannada or anywhere in Karnataka can easily transfer funds instantly by using the correct IFSC Code UTIB0004830. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Axis Bank, Mulki, Dakshin Kannada

Here are the key points that are associated with the IFSC Code UTIB0004830 of Axis Bank for its branch located in Dakshin Kannada, within the district of Mangalore in the state of Karnataka.

Particulars Details
Bank Axis Bank
IFSC Code UTIB0004830
Branch Mulki
City Dakshin Kannada
District Mangalore
State Karnataka
Address Ground Floor, City Elina, Beside Mulki Clinic And Diagnostic Centre, Mulki 574154

These details are essential not only for online banking users but also for businesses and individuals who use Axis Bank in Dakshin Kannada for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UTIB0004830 for the Mulki branch of Axis Bank plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like UTIB0004830 is given to every bank branch, including Axis Bank located in Mulki, Dakshin Kannada, Karnataka, to make sure that online payments reach the right place.

The IFSC Code is important because:

  • It uniquely identifies the Axis Bank branch in Dakshin Kannada.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any kind of confusion between multiple branches of the same bank across different places like Dakshin Kannada and Mangalore.
  • It removes errors in fund transfers and improves accuracy.
  • It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across Karnataka and the rest of India, which is why the IFSC Code ensures that transactions meant for Axis Bank in Mulki doesn't end up at another location.

Format of the IFSC Code UTIB0004830

The format of the IFSC Code for banks, including Axis Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Axis Bank, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Mulki in Dakshin Kannada.

For example, the IFSC Code UTIB0004830 of Axis Bank for the Mulki branch includes these elements, identifying the bank and the branch location in Dakshin Kannada and Karnataka accurately.

How to Find IFSC Code for Axis Bank?

If you are trying to find the IFSC Code UTIB0004830 of Axis Bank for its Mulki branch located in Dakshin Kannada, the following methods can help:

Cheque Book

The cheque book issued by Axis Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

You can easily find the IFSC and MICR codes because most banks, including Axis Bank branches in Dakshin Kannada and Mangalore, print them on the first page of your passbook.

Bank Website

Visit the official website of Axis Bank and navigate to the branch locator section. Search for Mulki or Dakshin Kannada to get the exact IFSC Code UTIB0004830.

Mobile Banking App

If you use Axis Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Axis Bank and Dakshin Kannada, you'll get the correct details.

How to Use IFSC Code UTIB0004830 for Online Transfers?

If you have the IFSC Code UTIB0004830 for the Mulki branch of Axis Bank in Dakshin Kannada, you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code UTIB0004830. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and Axis Bank IFSC Code UTIB0004830.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Axis Bank Mulki in Dakshin Kannada, it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Axis Bank in Mulki, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Axis Bank website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Dakshin Kannada to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Axis Bank in Mulki, Dakshin Kannada?

The IFSC Code is UTIB0004830.

Is the IFSC Code UTIB0004830 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Axis Bank Mulki?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Mulki branch?

The address of the branch is Ground Floor, City Elina, Beside Mulki Clinic And Diagnostic Centre, Mulki 574154 located in Dakshin Kannada, Mangalore, Karnataka.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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