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IFSC Code of Axis Bank, Kankanady, Mangalore, Karnataka — UTIB0001689

The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Axis Bank for its Kankanady branch in Dakshin Kannad, Mangalore, Karnataka, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Axis Bank located in Dakshin Kannad or anywhere in Karnataka can transfer funds instantly by using the correct IFSC Code UTIB0001689. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Axis Bank, Kankanady, Dakshin Kannad

Here are some of the key details that come with the IFSC Code UTIB0001689 of Axis Bank for its branch located in Dakshin Kannad, within the district of Mangalore in the state of Karnataka.

Particulars Details
Bank Axis Bank
IFSC Code UTIB0001689
Branch Kankanady
City Dakshin Kannad
District Mangalore
State Karnataka
Address Door No 17-3-124, Metro Plaza, Valencia Main Road, Opp Sbm, Valencia, Kankanady 575002

These details help users in online banking and for businesses and individuals who use Axis Bank in Dakshin Kannad for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UTIB0001689 for the Kankanady branch of Axis Bank has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Axis Bank located in Kankanady, Dakshin Kannad, Karnataka, are allotted a unique IFSC like UTIB0001689 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Dakshin Kannad.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents confusion between different branches of the same bank in places like Dakshin Kannad and Mangalore.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Axis Bank in Kankanady reaches the right place, even though there are thousands of branches in Karnataka and across India.

Format of the IFSC Code UTIB0001689

The format of the IFSC Code for banks, including Axis Bank, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Axis Bank, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Kankanady in Dakshin Kannad.

For example, the IFSC Code UTIB0001689 of Axis Bank for the Kankanady branch includes these elements, identifying the bank and the branch location in Dakshin Kannad and Karnataka correctly.

How to Find IFSC Code for Axis Bank?

If you are trying to find the IFSC Code UTIB0001689 of Axis Bank for its Kankanady branch located in Dakshin Kannad, the following methods can help:

Cheque Book

The cheque books that are issued by Axis Bank include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including Axis Bank branches in Dakshin Kannad and Mangalore, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Axis Bank and find the branch locator section. Search for Kankanady or Dakshin Kannad to get the exact IFSC Code UTIB0001689.

Mobile Banking App

If you use Axis Bank's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Axis Bank and Dakshin Kannad that will provide accurate information.

How to Use IFSC Code UTIB0001689 for Online Transfers?

Once you have the IFSC Code UTIB0001689 for the Kankanady branch of Axis Bank in Dakshin Kannad, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code UTIB0001689. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Axis Bank IFSC Code UTIB0001689.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Axis Bank Kankanady in Dakshin Kannad, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Axis Bank in Kankanady, here are some of the ways you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Axis Bank website.
  • Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Dakshin Kannad manage their online transfers and cheque clearances easily.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Axis Bank in Kankanady, Dakshin Kannad?

The IFSC Code is UTIB0001689.

Is the IFSC Code UTIB0001689 permanent?

Yes, but there can be changes during mergers or restructuring.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and the IFSC is for online transfers.

Where can I find the IFSC Code of Axis Bank Kankanady?

You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Kankanady branch?

The address of the branch is Door No 17-3-124, Metro Plaza, Valencia Main Road, Opp Sbm, Valencia, Kankanady 575002 located in Dakshin Kannad, Mangalore, Karnataka.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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