There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Urban Co Operative Bank Ltd Bareilly for its Mini Bypass Road Karamchari Nagar branch in Bareilly, Bareilly, Uttar Pradesh, then this comprehensive guide will provide you with detailed information.
The banking system in India has changed over time, and today the customers of Urban Co Operative Bank Ltd Bareilly situated in Bareilly or anywhere in Uttar Pradesh can easily transfer funds instantly by using the correct IFSC Code UCLB0000012. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Urban Co Operative Bank Ltd Bareilly, Mini Bypass Road Karamchari Nagar, Bareilly
Here are the main details that are associated with the IFSC Code UCLB0000012 of Urban Co Operative Bank Ltd Bareilly for its branch located in Bareilly, within the district of Bareilly in the state of Uttar Pradesh.
| Particulars | Details |
|---|---|
| Bank | Urban Co Operative Bank Ltd Bareilly |
| IFSC Code | UCLB0000012 |
| Branch | Mini Bypass Road Karamchari Nagar |
| City | Bareilly |
| District | Bareilly |
| State | Uttar Pradesh |
| Address | Building No 11,Saidpur Hakins,Karamchari Nagar,Mini Bypass,District-Bareilly |
These details are essential not only for online banking users but also for businesses and individuals who use Urban Co Operative Bank Ltd Bareilly in Bareilly for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UCLB0000012 for the Mini Bypass Road Karamchari Nagar branch of Urban Co Operative Bank Ltd Bareilly plays an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like UCLB0000012 is given to every bank branch, including Urban Co Operative Bank Ltd Bareilly located in Mini Bypass Road Karamchari Nagar, Bareilly, Uttar Pradesh, to make sure that online payments reach the right place.
The IFSC Code is important because:
- It uniquely identifies the Urban Co Operative Bank Ltd Bareilly branch in Bareilly.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any kind of confusion between multiple branches of the same bank across different places like Bareilly and Bareilly.
- It removes errors in fund transfers and improves accuracy.
- It lets the sender banks validate and confirm branch details before they process the payments.
There are thousands of branches across Uttar Pradesh and the rest of India, which is why the IFSC Code ensures that transactions meant for Urban Co Operative Bank Ltd Bareilly in Mini Bypass Road Karamchari Nagar doesn't end up at another location.
Format of the IFSC Code UCLB0000012
The format of the IFSC Code for banks, including Urban Co Operative Bank Ltd Bareilly, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): These represent the bank code. In Urban Co Operative Bank Ltd Bareilly, they are a short identifier for the bank.
- 5th character (0): This is always zero and is reserved for future use.
- Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Mini Bypass Road Karamchari Nagar in Bareilly.
For example, the IFSC Code UCLB0000012 of Urban Co Operative Bank Ltd Bareilly for the Mini Bypass Road Karamchari Nagar branch has these elements, identifying the bank and the branch location in Bareilly and Uttar Pradesh correctly.
How to Find IFSC Code for Urban Co Operative Bank Ltd Bareilly?
If you are trying to find the IFSC Code UCLB0000012 of Urban Co Operative Bank Ltd Bareilly for its Mini Bypass Road Karamchari Nagar branch located in Bareilly, the following methods can help:
Cheque Book
The cheque book issued by Urban Co Operative Bank Ltd Bareilly includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
Most banks, including Urban Co Operative Bank Ltd Bareilly branches in Bareilly and Bareilly, print the IFSC and MICR codes on the first page of your passbook.
Bank Website
Visit the official website of Urban Co Operative Bank Ltd Bareilly and navigate to the branch locator section. Search for Mini Bypass Road Karamchari Nagar or Bareilly to get the exact IFSC Code UCLB0000012.
Mobile Banking App
If you use Urban Co Operative Bank Ltd Bareilly's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Urban Co Operative Bank Ltd Bareilly and Bareilly, you'll get the correct details.
How to Use IFSC Code UCLB0000012 for Online Transfers?
Once you have the IFSC Code UCLB0000012 for the Mini Bypass Road Karamchari Nagar branch of Urban Co Operative Bank Ltd Bareilly in Bareilly, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code UCLB0000012. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Urban Co Operative Bank Ltd Bareilly IFSC Code UCLB0000012.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Urban Co Operative Bank Ltd Bareilly Mini Bypass Road Karamchari Nagar in Bareilly, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Urban Co Operative Bank Ltd Bareilly in Mini Bypass Road Karamchari Nagar, you can find it by any of the following ways:
- Check the bottom of your cheque leaf.
- Go to the first page of your passbook.
- Visit the official Urban Co Operative Bank Ltd Bareilly website.
- Search the RBI portal.
Having both IFSC and MICR codes helps account holders in Bareilly manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is UCLB0000012.
Yes, but it can change during merging or restructuring of the bank.
No, MICR is for cheque clearing and IFSC is for online transfers.
You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.
The address of the branch is Building No 11,Saidpur Hakins,Karamchari Nagar,Mini Bypass,District-Bareilly located in Bareilly, Bareilly, Uttar Pradesh.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.