For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Urban Co Operative Bank Ltd Bareilly for its Baheri branch in Bareilly, Bareilly, Uttar Pradesh, this comprehensive guide will provide you with detailed information.
The banking system in India has changed significantly over the years, and today customers of Urban Co Operative Bank Ltd Bareilly located in Bareilly or anywhere in Uttar Pradesh can transfer funds instantly by using the correct IFSC Code UCLB0000008. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.
Details of IFSC Code for Urban Co Operative Bank Ltd Bareilly, Baheri, Bareilly
Below in the table are the key details related to IFSC Code UCLB0000008 of Urban Co Operative Bank Ltd Bareilly for its branch located in Bareilly, within the district of Bareilly in the state of Uttar Pradesh.
| Particulars | Details |
|---|---|
| Bank | Urban Co Operative Bank Ltd Bareilly |
| IFSC Code | UCLB0000008 |
| Branch | Baheri |
| City | Bareilly |
| District | Bareilly |
| State | Uttar Pradesh |
| Address | Block Campus,Near Main Bazaar,Baheri,District-Bareilly |
These details help users in online banking and for businesses and individuals who use Urban Co Operative Bank Ltd Bareilly in Bareilly for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UCLB0000008 for the Baheri branch of Urban Co Operative Bank Ltd Bareilly has a very important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like UCLB0000008 is given to every bank branch, including Urban Co Operative Bank Ltd Bareilly located in Baheri, Bareilly, Uttar Pradesh, to make sure that online payments reach the right place.
The IFSC Code is important because:
- It uniquely identifies the Urban Co Operative Bank Ltd Bareilly branch in Bareilly.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any kind of confusion between multiple branches of the same bank across different places like Bareilly and Bareilly.
- It removes errors in fund transfers and improves accuracy.
- It lets the sender banks validate and confirm branch details before they process the payments.
There are thousands of branches across Uttar Pradesh and the rest of India, which is why the IFSC Code ensures that transactions meant for Urban Co Operative Bank Ltd Bareilly in Baheri doesn't end up at another location.
Format of the IFSC Code UCLB0000008
The format of the IFSC Code for banks, including Urban Co Operative Bank Ltd Bareilly, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown of this:
- First 4 characters (AAAA): Represent the bank code. For Urban Co Operative Bank Ltd Bareilly, these characters are the bank's short identifier.
- 5th character (0): Always zero which is reserved for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Baheri in Bareilly.
For example, the IFSC Code UCLB0000008 of Urban Co Operative Bank Ltd Bareilly for the Baheri branch includes these elements, identifying the bank and the branch location in Bareilly and Uttar Pradesh accurately.
How to Find IFSC Code for Urban Co Operative Bank Ltd Bareilly?
If you are trying to find the IFSC Code UCLB0000008 of Urban Co Operative Bank Ltd Bareilly for its Baheri branch located in Bareilly, the following methods can help:
Cheque Book
The cheque books that are issued by Urban Co Operative Bank Ltd Bareilly include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.
Passbook
Most banks, including Urban Co Operative Bank Ltd Bareilly branches in Bareilly and Bareilly, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Urban Co Operative Bank Ltd Bareilly and find the branch locator section. Search for Baheri or Bareilly to get the exact IFSC Code UCLB0000008.
Mobile Banking App
If you use Urban Co Operative Bank Ltd Bareilly's mobile app, you can easily check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Urban Co Operative Bank Ltd Bareilly and Bareilly that will provide accurate information.
How to Use IFSC Code UCLB0000008 for Online Transfers?
Once you have the IFSC Code UCLB0000008 for the Baheri branch of Urban Co Operative Bank Ltd Bareilly in Bareilly, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code UCLB0000008. The transfer is completed in batches. It is useful for both personal and business payments.
RTGS
Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Urban Co Operative Bank Ltd Bareilly IFSC Code UCLB0000008.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Urban Co Operative Bank Ltd Bareilly Baheri in Bareilly, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Urban Co Operative Bank Ltd Bareilly in Baheri, here are some of the ways you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Urban Co Operative Bank Ltd Bareilly website.
- Search the RBI portal.
Knowing both IFSC and MICR code can help account holders in Bareilly manage their online transfers and cheque clearances easily.
Frequently Asked Questions (FAQs)
The IFSC Code is UCLB0000008.
Yes, but it can change during merging or restructuring of the bank.
No, MICR is for cheque clearing and IFSC is for online transfers.
You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.
The address of the branch is Block Campus,Near Main Bazaar,Baheri,District-Bareilly located in Bareilly, Bareilly, Uttar Pradesh.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.