For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Urban Co Operative Bank Ltd Bareilly for its Faridpur branch in Bareilly, Bareilly, Uttar Pradesh, this comprehensive guide will provide you with detailed information.
The banking system in India has changed significantly over the years, and today customers of Urban Co Operative Bank Ltd Bareilly located in Bareilly or anywhere in Uttar Pradesh can transfer funds instantly by using the correct IFSC Code UCLB0000014. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.
Details of IFSC Code for Urban Co Operative Bank Ltd Bareilly, Faridpur, Bareilly
The table below shows the main details of the IFSC Code UCLB0000014 for the Urban Co Operative Bank Ltd Bareilly branch in Bareilly, which falls under the Bareilly district in Uttar Pradesh.
| Particulars | Details |
|---|---|
| Bank | Urban Co Operative Bank Ltd Bareilly |
| IFSC Code | UCLB0000014 |
| Branch | Faridpur |
| City | Bareilly |
| District | Bareilly |
| State | Uttar Pradesh |
| Address | Building No.131,Mohalla-Mirdhan,Tehsil-Faridpur,District-Bareilly |
These details are important not only for users using online banking but also for businesses and individuals who use Urban Co Operative Bank Ltd Bareilly in Bareilly for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code UCLB0000014 for the Faridpur branch of Urban Co Operative Bank Ltd Bareilly is vital.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Urban Co Operative Bank Ltd Bareilly located in Faridpur, Bareilly, Uttar Pradesh, is provided a unique IFSC like UCLB0000014 so that their online payments reach the right place.
The IFSC Code is important because:
- It uniquely recognizes the Urban Co Operative Bank Ltd Bareilly branch in Bareilly.
- Helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any confusions between multiple branches of the same bank across different places like Bareilly and Bareilly.
- It reduces most of the errors in fund transfers and makes sure its accuracy.
- It enables sender banks to validate and confirm branch details before processing payments.
For thousands of branches across Uttar Pradesh and the rest of India, the IFSC Code ensures that transactions meant for Urban Co Operative Bank Ltd Bareilly in Faridpur do not get misguided to another person.
Format of the IFSC Code UCLB0000014
The format of the IFSC Code for banks, including Urban Co Operative Bank Ltd Bareilly, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): These represent the bank code. In Urban Co Operative Bank Ltd Bareilly, they are a short identifier for the bank.
- 5th character (0): This is always zero and is reserved for future use.
- Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Faridpur in Bareilly.
For example, the IFSC Code UCLB0000014 of Urban Co Operative Bank Ltd Bareilly for the Faridpur branch has these elements, identifying the bank and the branch location in Bareilly and Uttar Pradesh correctly.
How to Find IFSC Code for Urban Co Operative Bank Ltd Bareilly?
If you are trying to find the IFSC Code UCLB0000014 of Urban Co Operative Bank Ltd Bareilly for its Faridpur branch located in Bareilly, the following methods can help:
Cheque Book
The cheque book issued by Urban Co Operative Bank Ltd Bareilly includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
Most banks, including Urban Co Operative Bank Ltd Bareilly branches in Bareilly and Bareilly, print the IFSC and MICR codes on the first page of your passbook.
Bank Website
Visit the official website of Urban Co Operative Bank Ltd Bareilly and navigate to the branch locator section. Search for Faridpur or Bareilly to get the exact IFSC Code UCLB0000014.
Mobile Banking App
If you use Urban Co Operative Bank Ltd Bareilly's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Urban Co Operative Bank Ltd Bareilly and Bareilly, you'll get the correct details.
How to Use IFSC Code UCLB0000014 for Online Transfers?
Once you have the IFSC Code UCLB0000014 for the Faridpur branch of Urban Co Operative Bank Ltd Bareilly in Bareilly, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code UCLB0000014. The transfer is completed in batches. It is useful for both personal and business payments.
RTGS
Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Urban Co Operative Bank Ltd Bareilly IFSC Code UCLB0000014.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Urban Co Operative Bank Ltd Bareilly Faridpur in Bareilly, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Urban Co Operative Bank Ltd Bareilly in Faridpur, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Urban Co Operative Bank Ltd Bareilly website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in Bareilly to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code is UCLB0000014.
Yes, but it can change during merging or restructuring of the bank.
No, MICR is for cheque clearing and IFSC is for online transfers.
You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.
The address of the branch is Building No.131,Mohalla-Mirdhan,Tehsil-Faridpur,District-Bareilly located in Bareilly, Bareilly, Uttar Pradesh.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.