IFSC Code of Urban Co Operative Bank Ltd Bareilly, Civil Lines, Bareilly, Uttar Pradesh — UCLB0000004

The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Urban Co Operative Bank Ltd Bareilly for its Civil Lines branch in Bareilly, Bareilly, Uttar Pradesh, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Urban Co Operative Bank Ltd Bareilly located in Bareilly or anywhere in Uttar Pradesh can transfer funds instantly by using the correct IFSC Code UCLB0000004. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Urban Co Operative Bank Ltd Bareilly, Civil Lines, Bareilly

Here are the key points that are associated with the IFSC Code UCLB0000004 of Urban Co Operative Bank Ltd Bareilly for its branch located in Bareilly, within the district of Bareilly in the state of Uttar Pradesh.

These details helps users in online banking and for businesses and individuals who use Urban Co Operative Bank Ltd Bareilly in Bareilly for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UCLB0000004 for the Civil Lines branch of Urban Co Operative Bank Ltd Bareilly plays a vital role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Urban Co Operative Bank Ltd Bareilly located in Civil Lines, Bareilly, Uttar Pradesh, is provided with a unique IFSC like UCLB0000004 to ensure that online payments reach the right destination.

The IFSC Code is important because:

• It uniquely identifies the Urban Co Operative Bank Ltd Bareilly branch in Bareilly.
• It helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It avoids any errors or confusions between multiple branches of the same bank across different places like Bareilly and Bareilly.
• It reduces errors in fund transfers and improves accuracy.
• It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Uttar Pradesh and the rest of India and the IFSC Code ensures that transactions meant for Urban Co Operative Bank Ltd Bareilly in Civil Lines do not get mixed with another location.

Format of the IFSC Code UCLB0000004

The format of the IFSC Code for banks, including Urban Co Operative Bank Ltd Bareilly, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown of this:

• First 4 characters (AAAA): Represent the bank code. For Urban Co Operative Bank Ltd Bareilly, these characters are the bank's short identifier.
• 5th character (0): Always zero which is reserved for future use.
• Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Civil Lines in Bareilly.

For example, the IFSC Code UCLB0000004 of Urban Co Operative Bank Ltd Bareilly for the Civil Lines branch includes these elements, identifying the bank and the branch location in Bareilly and Uttar Pradesh accurately.

How to Find IFSC Code for Urban Co Operative Bank Ltd Bareilly?

If you are trying to find the IFSC Code UCLB0000004 of Urban Co Operative Bank Ltd Bareilly for its Civil Lines branch located in Bareilly, the following methods can help:

Cheque Book

The cheque books that are issued by Urban Co Operative Bank Ltd Bareilly include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including Urban Co Operative Bank Ltd Bareilly branches in Bareilly and Bareilly, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Urban Co Operative Bank Ltd Bareilly and find the branch locator section. Search for Civil Lines or Bareilly to get the exact IFSC Code UCLB0000004.

Mobile Banking App

If you use Urban Co Operative Bank Ltd Bareilly's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Urban Co Operative Bank Ltd Bareilly and Bareilly that will provide accurate information.

How to Use IFSC Code UCLB0000004 for Online Transfers?

Once you have the IFSC Code UCLB0000004 for the Civil Lines branch of Urban Co Operative Bank Ltd Bareilly in Bareilly, you can start with your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code UCLB0000004. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. You need the recipient's account details and Urban Co Operative Bank Ltd Bareilly IFSC Code UCLB0000004.

Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Urban Co Operative Bank Ltd Bareilly Civil Lines in Bareilly, it can result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Urban Co Operative Bank Ltd Bareilly in Civil Lines, here are some ways to obtain it:

• Check the bottom of your cheque leaf.
• Refer to the first page of your passbook.
• Visit the official Urban Co Operative Bank Ltd Bareilly website.
• Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Bareilly to handle online money transfers and get their cheques cleared smoothly.