For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of The Urban Co Operative Bank Ltd No One Seven Five Eight Perinthalmanna for its Panangangara Branch branch in Puzhakkattiri, Malappuram, Kerala, this comprehensive guide will provide you with detailed information.
The banking system in India has changed significantly over the years, and today customers of The Urban Co Operative Bank Ltd No One Seven Five Eight Perinthalmanna located in Puzhakkattiri or anywhere in Kerala can transfer funds instantly by using the correct IFSC Code URBN00000B4. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.
Details of IFSC Code for The Urban Co Operative Bank Ltd No One Seven Five Eight Perinthalmanna, Panangangara Branch, Puzhakkattiri
Here are the key points that are associated with the IFSC Code URBN00000B4 of The Urban Co Operative Bank Ltd No One Seven Five Eight Perinthalmanna for its branch located in Puzhakkattiri, within the district of Malappuram in the state of Kerala.
| Particulars | Details |
|---|---|
| Bank | The Urban Co Operative Bank Ltd No One Seven Five Eight Perinthalmanna |
| IFSC Code | URBN00000B4 |
| Branch | Panangangara Branch |
| City | Puzhakkattiri |
| District | Malappuram |
| State | Kerala |
| Address | Puzhakkattiri Post |
These details are essential not only for online banking users but also for businesses and individuals who use The Urban Co Operative Bank Ltd No One Seven Five Eight Perinthalmanna in Puzhakkattiri for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code URBN00000B4 for the Panangangara Branch branch of The Urban Co Operative Bank Ltd No One Seven Five Eight Perinthalmanna plays an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including The Urban Co Operative Bank Ltd No One Seven Five Eight Perinthalmanna located in Panangangara Branch, Puzhakkattiri, Kerala, is provided a unique IFSC like URBN00000B4 so that their online payments reach the right place.
The IFSC Code is important because:
- It uniquely recognizes the The Urban Co Operative Bank Ltd No One Seven Five Eight Perinthalmanna branch in Puzhakkattiri.
- Helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any confusions between multiple branches of the same bank across different places like Puzhakkattiri and Malappuram.
- It reduces most of the errors in fund transfers and makes sure its accuracy.
- It enables sender banks to validate and confirm branch details before processing payments.
For thousands of branches across Kerala and the rest of India, the IFSC Code ensures that transactions meant for The Urban Co Operative Bank Ltd No One Seven Five Eight Perinthalmanna in Panangangara Branch do not get misguided to another person.
Format of the IFSC Code URBN00000B4
The format of the IFSC Code for banks, including The Urban Co Operative Bank Ltd No One Seven Five Eight Perinthalmanna, has an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For The Urban Co Operative Bank Ltd No One Seven Five Eight Perinthalmanna, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Panangangara Branch in Puzhakkattiri.
For example, the IFSC Code URBN00000B4 of The Urban Co Operative Bank Ltd No One Seven Five Eight Perinthalmanna for the Panangangara Branch branch includes these elements, identifying the bank and the branch location in Puzhakkattiri and Kerala correctly.
How to Find IFSC Code for The Urban Co Operative Bank Ltd No One Seven Five Eight Perinthalmanna?
To find the IFSC Code URBN00000B4 of The Urban Co Operative Bank Ltd No One Seven Five Eight Perinthalmanna for its Panangangara Branch branch located in Puzhakkattiri, the following methods can help you out:
Cheque Book
The cheque book issued by The Urban Co Operative Bank Ltd No One Seven Five Eight Perinthalmanna includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.
Passbook
Most banks, including The Urban Co Operative Bank Ltd No One Seven Five Eight Perinthalmanna branches in Puzhakkattiri and Malappuram, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of The Urban Co Operative Bank Ltd No One Seven Five Eight Perinthalmanna and go to the branch locator section. Then search for Panangangara Branch or Puzhakkattiri to find the exact IFSC Code URBN00000B4.
Mobile Banking App
If you use The Urban Co Operative Bank Ltd No One Seven Five Eight Perinthalmanna's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for The Urban Co Operative Bank Ltd No One Seven Five Eight Perinthalmanna and Puzhakkattiri will provide accurate information.
How to Use IFSC Code URBN00000B4 for Online Transfers?
Once you have the IFSC Code URBN00000B4 for the Panangangara Branch branch of The Urban Co Operative Bank Ltd No One Seven Five Eight Perinthalmanna in Puzhakkattiri, you can initiate your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code URBN00000B4. Transfers are processed in batches. This is suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and The Urban Co Operative Bank Ltd No One Seven Five Eight Perinthalmanna IFSC Code URBN00000B4.
Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for The Urban Co Operative Bank Ltd No One Seven Five Eight Perinthalmanna Panangangara Branch in Puzhakkattiri may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of The Urban Co Operative Bank Ltd No One Seven Five Eight Perinthalmanna in Panangangara Branch, here are some ways that you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official The Urban Co Operative Bank Ltd No One Seven Five Eight Perinthalmanna website.
- Search the RBI portal.
If you know both IFSC and MICR codes, then it can help account holders in Puzhakkattiri manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is URBN00000B4.
Yes, but it can change during merging or restructuring of the bank.
No, MICR is for cheque clearing and IFSC is for online transfers.
You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.
The address of the branch is Puzhakkattiri Post located in Puzhakkattiri, Malappuram, Kerala.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.