The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of The Urban Co Operative Bank Ltd No One Seven Five Eight Perinthalmanna for its Angadipuram Branch branch in Angadipuram, Malappuram, Kerala, this complete guide will provide you with detailed information.
The banking system in India has changed over the years, and today customers of The Urban Co Operative Bank Ltd No One Seven Five Eight Perinthalmanna located in Angadipuram or anywhere in Kerala can transfer funds instantly by using the correct IFSC Code URBN0000B13. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.
Details of IFSC Code for The Urban Co Operative Bank Ltd No One Seven Five Eight Perinthalmanna, Angadipuram Branch, Angadipuram
Here are the key points that are associated with the IFSC Code URBN0000B13 of The Urban Co Operative Bank Ltd No One Seven Five Eight Perinthalmanna for its branch located in Angadipuram, within the district of Malappuram in the state of Kerala.
| Particulars | Details |
|---|---|
| Bank | The Urban Co Operative Bank Ltd No One Seven Five Eight Perinthalmanna |
| IFSC Code | URBN0000B13 |
| Branch | Angadipuram Branch |
| City | Angadipuram |
| District | Malappuram |
| State | Kerala |
| Address | Angadipuram Post |
These details help users in online banking and for businesses and individuals who use The Urban Co Operative Bank Ltd No One Seven Five Eight Perinthalmanna in Angadipuram for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code URBN0000B13 for the Angadipuram Branch branch of The Urban Co Operative Bank Ltd No One Seven Five Eight Perinthalmanna has a very important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like URBN0000B13 is given to every bank branch, including The Urban Co Operative Bank Ltd No One Seven Five Eight Perinthalmanna located in Angadipuram Branch, Angadipuram, Kerala, to make sure that online payments reach the right place.
The IFSC Code is important because:
- It uniquely identifies the The Urban Co Operative Bank Ltd No One Seven Five Eight Perinthalmanna branch in Angadipuram.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any kind of confusion between multiple branches of the same bank across different places like Angadipuram and Malappuram.
- It removes errors in fund transfers and improves accuracy.
- It lets the sender banks validate and confirm branch details before they process the payments.
There are thousands of branches across Kerala and the rest of India, which is why the IFSC Code ensures that transactions meant for The Urban Co Operative Bank Ltd No One Seven Five Eight Perinthalmanna in Angadipuram Branch doesn't end up at another location.
Format of the IFSC Code URBN0000B13
The format of the IFSC Code for banks, including The Urban Co Operative Bank Ltd No One Seven Five Eight Perinthalmanna, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown of this:
- First 4 characters (AAAA): Represent the bank code. For The Urban Co Operative Bank Ltd No One Seven Five Eight Perinthalmanna, these characters are the bank's short identifier.
- 5th character (0): Always zero which is reserved for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Angadipuram Branch in Angadipuram.
For example, the IFSC Code URBN0000B13 of The Urban Co Operative Bank Ltd No One Seven Five Eight Perinthalmanna for the Angadipuram Branch branch includes these elements, identifying the bank and the branch location in Angadipuram and Kerala accurately.
How to Find IFSC Code for The Urban Co Operative Bank Ltd No One Seven Five Eight Perinthalmanna?
To find the IFSC Code URBN0000B13 of The Urban Co Operative Bank Ltd No One Seven Five Eight Perinthalmanna for its Angadipuram Branch branch located in Angadipuram, the following methods can help you out:
Cheque Book
The cheque book issued by The Urban Co Operative Bank Ltd No One Seven Five Eight Perinthalmanna includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.
Passbook
Most banks, including The Urban Co Operative Bank Ltd No One Seven Five Eight Perinthalmanna branches in Angadipuram and Malappuram, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of The Urban Co Operative Bank Ltd No One Seven Five Eight Perinthalmanna and go to the branch locator section. Then search for Angadipuram Branch or Angadipuram to find the exact IFSC Code URBN0000B13.
Mobile Banking App
If you use The Urban Co Operative Bank Ltd No One Seven Five Eight Perinthalmanna's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for The Urban Co Operative Bank Ltd No One Seven Five Eight Perinthalmanna and Angadipuram will provide accurate information.
How to Use IFSC Code URBN0000B13 for Online Transfers?
Once you have the IFSC Code URBN0000B13 for the Angadipuram Branch branch of The Urban Co Operative Bank Ltd No One Seven Five Eight Perinthalmanna in Angadipuram, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code URBN0000B13. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and The Urban Co Operative Bank Ltd No One Seven Five Eight Perinthalmanna IFSC Code URBN0000B13.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the The Urban Co Operative Bank Ltd No One Seven Five Eight Perinthalmanna Angadipuram Branch in Angadipuram, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of The Urban Co Operative Bank Ltd No One Seven Five Eight Perinthalmanna in Angadipuram Branch, here are some of the ways you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official The Urban Co Operative Bank Ltd No One Seven Five Eight Perinthalmanna website.
- Search the RBI portal.
Knowing both IFSC and MICR code can help account holders in Angadipuram manage their online transfers and cheque clearances easily.
Frequently Asked Questions (FAQs)
The IFSC Code of the Angadipuram Branch Angadipuram branch is URBN0000B13.
Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.
No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.
You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.
The branch is located at Angadipuram Post.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.