The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of The Urban Co Operative Bank Ltd No One Seven Five Eight Perinthalmanna for its Kolathur Branch branch in Kolathur, Malappuram, Kerala, this complete guide will provide you with detailed information.
The banking system in India has changed over the years, and today customers of The Urban Co Operative Bank Ltd No One Seven Five Eight Perinthalmanna located in Kolathur or anywhere in Kerala can transfer funds instantly by using the correct IFSC Code URBN00000B9. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.
Details of IFSC Code for The Urban Co Operative Bank Ltd No One Seven Five Eight Perinthalmanna, Kolathur Branch, Kolathur
The table below shows the main details of the IFSC Code URBN00000B9 for the The Urban Co Operative Bank Ltd No One Seven Five Eight Perinthalmanna branch in Kolathur, which falls under the Malappuram district in Kerala.
| Particulars | Details |
|---|---|
| Bank | The Urban Co Operative Bank Ltd No One Seven Five Eight Perinthalmanna |
| IFSC Code | URBN00000B9 |
| Branch | Kolathur Branch |
| City | Kolathur |
| District | Malappuram |
| State | Kerala |
| Address | Kolathur Post |
These details are essential not only for online banking users but also for businesses and individuals who use The Urban Co Operative Bank Ltd No One Seven Five Eight Perinthalmanna in Kolathur for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code URBN00000B9 for the Kolathur Branch branch of The Urban Co Operative Bank Ltd No One Seven Five Eight Perinthalmanna plays an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including The Urban Co Operative Bank Ltd No One Seven Five Eight Perinthalmanna located in Kolathur Branch, Kolathur, Kerala, is provided a unique IFSC like URBN00000B9 so that their online payments reach the right place.
The IFSC Code is important because:
- It uniquely recognizes the The Urban Co Operative Bank Ltd No One Seven Five Eight Perinthalmanna branch in Kolathur.
- Helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any confusions between multiple branches of the same bank across different places like Kolathur and Malappuram.
- It reduces most of the errors in fund transfers and makes sure its accuracy.
- It enables sender banks to validate and confirm branch details before processing payments.
For thousands of branches across Kerala and the rest of India, the IFSC Code ensures that transactions meant for The Urban Co Operative Bank Ltd No One Seven Five Eight Perinthalmanna in Kolathur Branch do not get misguided to another person.
Format of the IFSC Code URBN00000B9
This is the format of the IFSC Code for banks, including The Urban Co Operative Bank Ltd No One Seven Five Eight Perinthalmanna, follows an 11-character structure:
AAAA0CCCCCC
Here's the explanation:
- First 4 characters (AAAA): This is the bank code. For The Urban Co Operative Bank Ltd No One Seven Five Eight Perinthalmanna, these characters are the bank's short identifier.
- 5th character (0): This stays zero till there is any future use.
- Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Kolathur Branch in Kolathur.
For example, the IFSC Code URBN00000B9 of The Urban Co Operative Bank Ltd No One Seven Five Eight Perinthalmanna for the Kolathur Branch branch includes these elements, identifying the bank and the branch location in Kolathur and Kerala accurately.
How to Find IFSC Code for The Urban Co Operative Bank Ltd No One Seven Five Eight Perinthalmanna?
If you are looking for the IFSC Code URBN00000B9 of The Urban Co Operative Bank Ltd No One Seven Five Eight Perinthalmanna for its Kolathur Branch branch located in Kolathur, the following methods can help:
Cheque Book
The cheque book that is issued by The Urban Co Operative Bank Ltd No One Seven Five Eight Perinthalmanna includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.
Passbook
Most of the banks, including The Urban Co Operative Bank Ltd No One Seven Five Eight Perinthalmanna branches in Kolathur and Malappuram, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
You can visit the official website of The Urban Co Operative Bank Ltd No One Seven Five Eight Perinthalmanna and look for the branch locator section, then search for Kolathur Branch or Kolathur to get the exact IFSC Code URBN00000B9.
Mobile Banking App
If you use The Urban Co Operative Bank Ltd No One Seven Five Eight Perinthalmanna's mobile app, you can check your account details to easily find your branch's IFSC code.
RBI Website
The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for The Urban Co Operative Bank Ltd No One Seven Five Eight Perinthalmanna and Kolathur, then it will provide you proper information.
How to Use IFSC Code URBN00000B9 for Online Transfers?
Once you have the IFSC Code URBN00000B9 for the Kolathur Branch branch of The Urban Co Operative Bank Ltd No One Seven Five Eight Perinthalmanna in Kolathur, you can initiate your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code URBN00000B9. Transfers are processed in batches. This is suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and The Urban Co Operative Bank Ltd No One Seven Five Eight Perinthalmanna IFSC Code URBN00000B9.
Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for The Urban Co Operative Bank Ltd No One Seven Five Eight Perinthalmanna Kolathur Branch in Kolathur may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of The Urban Co Operative Bank Ltd No One Seven Five Eight Perinthalmanna in Kolathur Branch, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official The Urban Co Operative Bank Ltd No One Seven Five Eight Perinthalmanna website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in Kolathur to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code is URBN00000B9.
Yes, but there can be changes during mergers or restructuring.
No, MICR is for cheque clearing and the IFSC is for online transfers.
You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Kolathur Post located in Kolathur, Malappuram, Kerala.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.