The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of The Urban Co Operative Bank Ltd No One Seven Five Eight Perinthalmanna for its Karinkallathani Branch branch in Thazhekkode, Malappuram, Kerala, this complete guide will provide you with detailed information.
The banking system in India has changed over the years, and today customers of The Urban Co Operative Bank Ltd No One Seven Five Eight Perinthalmanna located in Thazhekkode or anywhere in Kerala can transfer funds instantly by using the correct IFSC Code URBN00000B2. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.
Details of IFSC Code for The Urban Co Operative Bank Ltd No One Seven Five Eight Perinthalmanna, Karinkallathani Branch, Thazhekkode
The table below shows the main details of the IFSC Code URBN00000B2 for the The Urban Co Operative Bank Ltd No One Seven Five Eight Perinthalmanna branch in Thazhekkode, which falls under the Malappuram district in Kerala.
| Particulars | Details |
|---|---|
| Bank | The Urban Co Operative Bank Ltd No One Seven Five Eight Perinthalmanna |
| IFSC Code | URBN00000B2 |
| Branch | Karinkallathani Branch |
| City | Thazhekkode |
| District | Malappuram |
| State | Kerala |
| Address | Karinkallathani,Thazhekkode Post |
These details are essential not only for online banking users but also for businesses and individuals who use The Urban Co Operative Bank Ltd No One Seven Five Eight Perinthalmanna in Thazhekkode for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code URBN00000B2 for the Karinkallathani Branch branch of The Urban Co Operative Bank Ltd No One Seven Five Eight Perinthalmanna plays an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like URBN00000B2 is given to every bank branch, including The Urban Co Operative Bank Ltd No One Seven Five Eight Perinthalmanna located in Karinkallathani Branch, Thazhekkode, Kerala, to make sure that online payments reach the right place.
The IFSC Code is important because:
- It uniquely identifies the The Urban Co Operative Bank Ltd No One Seven Five Eight Perinthalmanna branch in Thazhekkode.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any kind of confusion between multiple branches of the same bank across different places like Thazhekkode and Malappuram.
- It removes errors in fund transfers and improves accuracy.
- It lets the sender banks validate and confirm branch details before they process the payments.
There are thousands of branches across Kerala and the rest of India, which is why the IFSC Code ensures that transactions meant for The Urban Co Operative Bank Ltd No One Seven Five Eight Perinthalmanna in Karinkallathani Branch doesn't end up at another location.
Format of the IFSC Code URBN00000B2
This is the format of the IFSC Code for banks, including The Urban Co Operative Bank Ltd No One Seven Five Eight Perinthalmanna, follows an 11-character structure:
AAAA0CCCCCC
Here's the explanation:
- First 4 characters (AAAA): This is the bank code. For The Urban Co Operative Bank Ltd No One Seven Five Eight Perinthalmanna, these characters are the bank's short identifier.
- 5th character (0): This stays zero till there is any future use.
- Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Karinkallathani Branch in Thazhekkode.
For example, the IFSC Code URBN00000B2 of The Urban Co Operative Bank Ltd No One Seven Five Eight Perinthalmanna for the Karinkallathani Branch branch includes these elements, identifying the bank and the branch location in Thazhekkode and Kerala accurately.
How to Find IFSC Code for The Urban Co Operative Bank Ltd No One Seven Five Eight Perinthalmanna?
If you are trying to find the IFSC Code URBN00000B2 of The Urban Co Operative Bank Ltd No One Seven Five Eight Perinthalmanna for its Karinkallathani Branch branch located in Thazhekkode, the following methods can help:
Cheque Book
The cheque book issued by The Urban Co Operative Bank Ltd No One Seven Five Eight Perinthalmanna includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
You can easily find the IFSC and MICR codes because most banks, including The Urban Co Operative Bank Ltd No One Seven Five Eight Perinthalmanna branches in Thazhekkode and Malappuram, print them on the first page of your passbook.
Bank Website
Visit the official website of The Urban Co Operative Bank Ltd No One Seven Five Eight Perinthalmanna and navigate to the branch locator section. Search for Karinkallathani Branch or Thazhekkode to get the exact IFSC Code URBN00000B2.
Mobile Banking App
If you use The Urban Co Operative Bank Ltd No One Seven Five Eight Perinthalmanna's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for The Urban Co Operative Bank Ltd No One Seven Five Eight Perinthalmanna and Thazhekkode, you'll get the correct details.
How to Use IFSC Code URBN00000B2 for Online Transfers?
Once you have the IFSC Code URBN00000B2 for the Karinkallathani Branch branch of The Urban Co Operative Bank Ltd No One Seven Five Eight Perinthalmanna in Thazhekkode, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code URBN00000B2. The transfer is completed in batches. It is useful for both personal and business payments.
RTGS
Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and The Urban Co Operative Bank Ltd No One Seven Five Eight Perinthalmanna IFSC Code URBN00000B2.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the The Urban Co Operative Bank Ltd No One Seven Five Eight Perinthalmanna Karinkallathani Branch in Thazhekkode, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of The Urban Co Operative Bank Ltd No One Seven Five Eight Perinthalmanna in Karinkallathani Branch, you can find it by any of the following ways:
- Check the bottom of your cheque leaf.
- Go to the first page of your passbook.
- Visit the official The Urban Co Operative Bank Ltd No One Seven Five Eight Perinthalmanna website.
- Search the RBI portal.
Having both IFSC and MICR codes helps account holders in Thazhekkode manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is URBN00000B2.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Karinkallathani,Thazhekkode Post located in Thazhekkode, Malappuram, Kerala.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.