For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of The Urban Co Operative Bank Ltd No One Seven Five Eight Perinthalmanna for its Pang Chendi Branch branch in Pang Chendi, Malappuram, Kerala, this comprehensive guide will provide you with detailed information.
The banking system in India has changed significantly over the years, and today customers of The Urban Co Operative Bank Ltd No One Seven Five Eight Perinthalmanna located in Pang Chendi or anywhere in Kerala can transfer funds instantly by using the correct IFSC Code URBN0000B21. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.
Details of IFSC Code for The Urban Co Operative Bank Ltd No One Seven Five Eight Perinthalmanna, Pang Chendi Branch, Pang Chendi
The table below shows the main details of the IFSC Code URBN0000B21 for the The Urban Co Operative Bank Ltd No One Seven Five Eight Perinthalmanna branch in Pang Chendi, which falls under the Malappuram district in Kerala.
| Particulars | Details |
|---|---|
| Bank | The Urban Co Operative Bank Ltd No One Seven Five Eight Perinthalmanna |
| IFSC Code | URBN0000B21 |
| Branch | Pang Chendi Branch |
| City | Pang Chendi |
| District | Malappuram |
| State | Kerala |
| Address | Pang Chendi Post |
These details help users in online banking and for businesses and individuals who use The Urban Co Operative Bank Ltd No One Seven Five Eight Perinthalmanna in Pang Chendi for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code URBN0000B21 for the Pang Chendi Branch branch of The Urban Co Operative Bank Ltd No One Seven Five Eight Perinthalmanna has a very important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with The Urban Co Operative Bank Ltd No One Seven Five Eight Perinthalmanna located in Pang Chendi Branch, Pang Chendi, Kerala, are allotted a unique IFSC like URBN0000B21 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Pang Chendi.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents confusion between different branches of the same bank in places like Pang Chendi and Malappuram.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It makes sure that money sent to The Urban Co Operative Bank Ltd No One Seven Five Eight Perinthalmanna in Pang Chendi Branch reaches the right place, even though there are thousands of branches in Kerala and across India.
Format of the IFSC Code URBN0000B21
The format of the IFSC Code for banks, including The Urban Co Operative Bank Ltd No One Seven Five Eight Perinthalmanna, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For The Urban Co Operative Bank Ltd No One Seven Five Eight Perinthalmanna, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Pang Chendi Branch in Pang Chendi.
For example, the IFSC Code URBN0000B21 of The Urban Co Operative Bank Ltd No One Seven Five Eight Perinthalmanna for the Pang Chendi Branch branch includes these elements, identifying the bank and the branch location in Pang Chendi and Kerala accurately.
How to Find IFSC Code for The Urban Co Operative Bank Ltd No One Seven Five Eight Perinthalmanna?
If you are looking for the IFSC Code URBN0000B21 of The Urban Co Operative Bank Ltd No One Seven Five Eight Perinthalmanna for its Pang Chendi Branch branch located in Pang Chendi, the following methods can help:
Cheque Book
The cheque book that is issued by The Urban Co Operative Bank Ltd No One Seven Five Eight Perinthalmanna includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.
Passbook
Most of the banks, including The Urban Co Operative Bank Ltd No One Seven Five Eight Perinthalmanna branches in Pang Chendi and Malappuram, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
You can visit the official website of The Urban Co Operative Bank Ltd No One Seven Five Eight Perinthalmanna and look for the branch locator section, then search for Pang Chendi Branch or Pang Chendi to get the exact IFSC Code URBN0000B21.
Mobile Banking App
If you use The Urban Co Operative Bank Ltd No One Seven Five Eight Perinthalmanna's mobile app, you can check your account details to easily find your branch's IFSC code.
RBI Website
The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for The Urban Co Operative Bank Ltd No One Seven Five Eight Perinthalmanna and Pang Chendi, then it will provide you proper information.
How to Use IFSC Code URBN0000B21 for Online Transfers?
Once you have the IFSC Code URBN0000B21 for the Pang Chendi Branch branch of The Urban Co Operative Bank Ltd No One Seven Five Eight Perinthalmanna in Pang Chendi, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code URBN0000B21. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and The Urban Co Operative Bank Ltd No One Seven Five Eight Perinthalmanna IFSC Code URBN0000B21.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the The Urban Co Operative Bank Ltd No One Seven Five Eight Perinthalmanna Pang Chendi Branch in Pang Chendi, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of The Urban Co Operative Bank Ltd No One Seven Five Eight Perinthalmanna in Pang Chendi Branch, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official The Urban Co Operative Bank Ltd No One Seven Five Eight Perinthalmanna website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in Pang Chendi to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code is URBN0000B21.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Pang Chendi Post located in Pang Chendi, Malappuram, Kerala.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.