The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of The Urban Co Operative Bank Ltd No One Seven Five Eight Perinthalmanna for its Perinthalmanna Evening Branch branch in Perinthalmanna, Malappuram, Kerala, this complete guide will provide you with detailed information.
The banking system in India has changed over the years, and today customers of The Urban Co Operative Bank Ltd No One Seven Five Eight Perinthalmanna located in Perinthalmanna or anywhere in Kerala can transfer funds instantly by using the correct IFSC Code URBN0000B10. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.
Details of IFSC Code for The Urban Co Operative Bank Ltd No One Seven Five Eight Perinthalmanna, Perinthalmanna Evening Branch, Perinthalmanna
Below in the table are the key details related to IFSC Code URBN0000B10 of The Urban Co Operative Bank Ltd No One Seven Five Eight Perinthalmanna for its branch located in Perinthalmanna, within the district of Malappuram in the state of Kerala.
| Particulars | Details |
|---|---|
| Bank | The Urban Co Operative Bank Ltd No One Seven Five Eight Perinthalmanna |
| IFSC Code | URBN0000B10 |
| Branch | Perinthalmanna Evening Branch |
| City | Perinthalmanna |
| District | Malappuram |
| State | Kerala |
| Address | Hospital Road,Perinthalmanna Post |
These details are essential not only for online banking users but also for businesses and individuals who use The Urban Co Operative Bank Ltd No One Seven Five Eight Perinthalmanna in Perinthalmanna for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code URBN0000B10 for the Perinthalmanna Evening Branch branch of The Urban Co Operative Bank Ltd No One Seven Five Eight Perinthalmanna plays an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including The Urban Co Operative Bank Ltd No One Seven Five Eight Perinthalmanna located in Perinthalmanna Evening Branch, Perinthalmanna, Kerala, is provided with a unique IFSC like URBN0000B10 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It uniquely identifies the The Urban Co Operative Bank Ltd No One Seven Five Eight Perinthalmanna branch in Perinthalmanna.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any errors or confusions between multiple branches of the same bank across different places like Perinthalmanna and Malappuram.
- It reduces errors in fund transfers and improves accuracy.
- It allows sender banks to validate and confirm branch details before processing payments.
There are thousands of branches across Kerala and the rest of India and the IFSC Code ensures that transactions meant for The Urban Co Operative Bank Ltd No One Seven Five Eight Perinthalmanna in Perinthalmanna Evening Branch do not get mixed with another location.
Format of the IFSC Code URBN0000B10
This is the format of the IFSC Code for banks, including The Urban Co Operative Bank Ltd No One Seven Five Eight Perinthalmanna, follows an 11-character structure:
AAAA0CCCCCC
Here's the explanation:
- First 4 characters (AAAA): This is the bank code. For The Urban Co Operative Bank Ltd No One Seven Five Eight Perinthalmanna, these characters are the bank's short identifier.
- 5th character (0): This stays zero till there is any future use.
- Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Perinthalmanna Evening Branch in Perinthalmanna.
For example, the IFSC Code URBN0000B10 of The Urban Co Operative Bank Ltd No One Seven Five Eight Perinthalmanna for the Perinthalmanna Evening Branch branch includes these elements, identifying the bank and the branch location in Perinthalmanna and Kerala accurately.
How to Find IFSC Code for The Urban Co Operative Bank Ltd No One Seven Five Eight Perinthalmanna?
If you are looking for the IFSC Code URBN0000B10 of The Urban Co Operative Bank Ltd No One Seven Five Eight Perinthalmanna for its Perinthalmanna Evening Branch branch located in Perinthalmanna, the following methods can help:
Cheque Book
The cheque book that is issued by The Urban Co Operative Bank Ltd No One Seven Five Eight Perinthalmanna includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.
Passbook
Most of the banks, including The Urban Co Operative Bank Ltd No One Seven Five Eight Perinthalmanna branches in Perinthalmanna and Malappuram, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
You can visit the official website of The Urban Co Operative Bank Ltd No One Seven Five Eight Perinthalmanna and look for the branch locator section, then search for Perinthalmanna Evening Branch or Perinthalmanna to get the exact IFSC Code URBN0000B10.
Mobile Banking App
If you use The Urban Co Operative Bank Ltd No One Seven Five Eight Perinthalmanna's mobile app, you can check your account details to easily find your branch's IFSC code.
RBI Website
The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for The Urban Co Operative Bank Ltd No One Seven Five Eight Perinthalmanna and Perinthalmanna, then it will provide you proper information.
How to Use IFSC Code URBN0000B10 for Online Transfers?
Once you have the IFSC Code URBN0000B10 for the Perinthalmanna Evening Branch branch of The Urban Co Operative Bank Ltd No One Seven Five Eight Perinthalmanna in Perinthalmanna, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code URBN0000B10. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and The Urban Co Operative Bank Ltd No One Seven Five Eight Perinthalmanna IFSC Code URBN0000B10.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the The Urban Co Operative Bank Ltd No One Seven Five Eight Perinthalmanna Perinthalmanna Evening Branch in Perinthalmanna, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of The Urban Co Operative Bank Ltd No One Seven Five Eight Perinthalmanna in Perinthalmanna Evening Branch, here are some of the ways you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official The Urban Co Operative Bank Ltd No One Seven Five Eight Perinthalmanna website.
- Search the RBI portal.
Knowing both IFSC and MICR code can help account holders in Perinthalmanna manage their online transfers and cheque clearances easily.
Frequently Asked Questions (FAQs)
The IFSC Code is URBN0000B10.
Yes, but it can change during merging or restructuring of the bank.
No, MICR is for cheque clearing and IFSC is for online transfers.
You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.
The address of the branch is Hospital Road,Perinthalmanna Post located in Perinthalmanna, Malappuram, Kerala.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.