The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of The Urban Co Operative Bank Ltd No One Seven Five Eight Perinthalmanna for its Mankada Branch branch in Mankada, Malappuram, Kerala, this complete guide will provide you with detailed information.
The banking system in India has changed over the years, and today customers of The Urban Co Operative Bank Ltd No One Seven Five Eight Perinthalmanna located in Mankada or anywhere in Kerala can transfer funds instantly by using the correct IFSC Code URBN0000B14. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.
Details of IFSC Code for The Urban Co Operative Bank Ltd No One Seven Five Eight Perinthalmanna, Mankada Branch, Mankada
Here are the main details that are associated with the IFSC Code URBN0000B14 of The Urban Co Operative Bank Ltd No One Seven Five Eight Perinthalmanna for its branch located in Mankada, within the district of Malappuram in the state of Kerala.
| Particulars | Details |
|---|---|
| Bank | The Urban Co Operative Bank Ltd No One Seven Five Eight Perinthalmanna |
| IFSC Code | URBN0000B14 |
| Branch | Mankada Branch |
| City | Mankada |
| District | Malappuram |
| State | Kerala |
| Address | Mankada Post |
These details are crucial, not just for online banking users but also for businesses and individuals who use The Urban Co Operative Bank Ltd No One Seven Five Eight Perinthalmanna in Mankada for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code URBN0000B14 for the Mankada Branch branch of The Urban Co Operative Bank Ltd No One Seven Five Eight Perinthalmanna has an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including The Urban Co Operative Bank Ltd No One Seven Five Eight Perinthalmanna located in Mankada Branch, Mankada, Kerala, is provided with a unique IFSC like URBN0000B14 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It uniquely identifies the The Urban Co Operative Bank Ltd No One Seven Five Eight Perinthalmanna branch in Mankada.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any errors or confusions between multiple branches of the same bank across different places like Mankada and Malappuram.
- It reduces errors in fund transfers and improves accuracy.
- It allows sender banks to validate and confirm branch details before processing payments.
There are thousands of branches across Kerala and the rest of India and the IFSC Code ensures that transactions meant for The Urban Co Operative Bank Ltd No One Seven Five Eight Perinthalmanna in Mankada Branch do not get mixed with another location.
Format of the IFSC Code URBN0000B14
The format of the IFSC Code for banks, including The Urban Co Operative Bank Ltd No One Seven Five Eight Perinthalmanna, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For The Urban Co Operative Bank Ltd No One Seven Five Eight Perinthalmanna, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Mankada Branch in Mankada.
For example, the IFSC Code URBN0000B14 of The Urban Co Operative Bank Ltd No One Seven Five Eight Perinthalmanna for the Mankada Branch branch includes these elements, identifying the bank and the branch location in Mankada and Kerala accurately.
How to Find IFSC Code for The Urban Co Operative Bank Ltd No One Seven Five Eight Perinthalmanna?
If you are trying to find the IFSC Code URBN0000B14 of The Urban Co Operative Bank Ltd No One Seven Five Eight Perinthalmanna for its Mankada Branch branch located in Mankada, the following methods can help:
Cheque Book
The cheque book issued by The Urban Co Operative Bank Ltd No One Seven Five Eight Perinthalmanna includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
You can easily find the IFSC and MICR codes because most banks, including The Urban Co Operative Bank Ltd No One Seven Five Eight Perinthalmanna branches in Mankada and Malappuram, print them on the first page of your passbook.
Bank Website
Visit the official website of The Urban Co Operative Bank Ltd No One Seven Five Eight Perinthalmanna and navigate to the branch locator section. Search for Mankada Branch or Mankada to get the exact IFSC Code URBN0000B14.
Mobile Banking App
If you use The Urban Co Operative Bank Ltd No One Seven Five Eight Perinthalmanna's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for The Urban Co Operative Bank Ltd No One Seven Five Eight Perinthalmanna and Mankada, you'll get the correct details.
How to Use IFSC Code URBN0000B14 for Online Transfers?
Once you have the IFSC Code URBN0000B14 for the Mankada Branch branch of The Urban Co Operative Bank Ltd No One Seven Five Eight Perinthalmanna in Mankada, you can start with your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code URBN0000B14. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. You need the recipient's account details and The Urban Co Operative Bank Ltd No One Seven Five Eight Perinthalmanna IFSC Code URBN0000B14.
Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for The Urban Co Operative Bank Ltd No One Seven Five Eight Perinthalmanna Mankada Branch in Mankada, it can result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of The Urban Co Operative Bank Ltd No One Seven Five Eight Perinthalmanna in Mankada Branch, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official The Urban Co Operative Bank Ltd No One Seven Five Eight Perinthalmanna website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in Mankada to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code is URBN0000B14.
Yes, but there can be changes during mergers or restructuring.
No, MICR is for cheque clearing and the IFSC is for online transfers.
You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Mankada Post located in Mankada, Malappuram, Kerala.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.