For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of The Urban Co Operative Bank Ltd No One Seven Five Eight Perinthalmanna for its Kootilangadi Branch branch in Padingatummuri, Malappuram, Kerala, this comprehensive guide will provide you with detailed information.
The banking system in India has changed significantly over the years, and today customers of The Urban Co Operative Bank Ltd No One Seven Five Eight Perinthalmanna located in Padingatummuri or anywhere in Kerala can transfer funds instantly by using the correct IFSC Code URBN0000B17. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.
Details of IFSC Code for The Urban Co Operative Bank Ltd No One Seven Five Eight Perinthalmanna, Kootilangadi Branch, Padingatummuri
The table below shows the main details of the IFSC Code URBN0000B17 for the The Urban Co Operative Bank Ltd No One Seven Five Eight Perinthalmanna branch in Padingatummuri, which falls under the Malappuram district in Kerala.
| Particulars | Details |
|---|---|
| Bank | The Urban Co Operative Bank Ltd No One Seven Five Eight Perinthalmanna |
| IFSC Code | URBN0000B17 |
| Branch | Kootilangadi Branch |
| City | Padingatummuri |
| District | Malappuram |
| State | Kerala |
| Address | Padinatummuri Post |
These details are essential not only for online banking users but also for businesses and individuals who use The Urban Co Operative Bank Ltd No One Seven Five Eight Perinthalmanna in Padingatummuri for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code URBN0000B17 for the Kootilangadi Branch branch of The Urban Co Operative Bank Ltd No One Seven Five Eight Perinthalmanna plays an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with The Urban Co Operative Bank Ltd No One Seven Five Eight Perinthalmanna located in Kootilangadi Branch, Padingatummuri, Kerala, are allotted a unique IFSC like URBN0000B17 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Padingatummuri.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents confusion between different branches of the same bank in places like Padingatummuri and Malappuram.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It makes sure that money sent to The Urban Co Operative Bank Ltd No One Seven Five Eight Perinthalmanna in Kootilangadi Branch reaches the right place, even though there are thousands of branches in Kerala and across India.
Format of the IFSC Code URBN0000B17
The format of the IFSC Code for banks, including The Urban Co Operative Bank Ltd No One Seven Five Eight Perinthalmanna, has an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For The Urban Co Operative Bank Ltd No One Seven Five Eight Perinthalmanna, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Kootilangadi Branch in Padingatummuri.
For example, the IFSC Code URBN0000B17 of The Urban Co Operative Bank Ltd No One Seven Five Eight Perinthalmanna for the Kootilangadi Branch branch includes these elements, identifying the bank and the branch location in Padingatummuri and Kerala correctly.
How to Find IFSC Code for The Urban Co Operative Bank Ltd No One Seven Five Eight Perinthalmanna?
To find the IFSC Code URBN0000B17 of The Urban Co Operative Bank Ltd No One Seven Five Eight Perinthalmanna for its Kootilangadi Branch branch located in Padingatummuri, the following methods can help you out:
Cheque Book
The cheque book issued by The Urban Co Operative Bank Ltd No One Seven Five Eight Perinthalmanna includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.
Passbook
Most banks, including The Urban Co Operative Bank Ltd No One Seven Five Eight Perinthalmanna branches in Padingatummuri and Malappuram, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of The Urban Co Operative Bank Ltd No One Seven Five Eight Perinthalmanna and go to the branch locator section. Then search for Kootilangadi Branch or Padingatummuri to find the exact IFSC Code URBN0000B17.
Mobile Banking App
If you use The Urban Co Operative Bank Ltd No One Seven Five Eight Perinthalmanna's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for The Urban Co Operative Bank Ltd No One Seven Five Eight Perinthalmanna and Padingatummuri will provide accurate information.
How to Use IFSC Code URBN0000B17 for Online Transfers?
Once you have the IFSC Code URBN0000B17 for the Kootilangadi Branch branch of The Urban Co Operative Bank Ltd No One Seven Five Eight Perinthalmanna in Padingatummuri, you can initiate your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code URBN0000B17. Transfers are processed in batches. This is suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and The Urban Co Operative Bank Ltd No One Seven Five Eight Perinthalmanna IFSC Code URBN0000B17.
Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for The Urban Co Operative Bank Ltd No One Seven Five Eight Perinthalmanna Kootilangadi Branch in Padingatummuri may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of The Urban Co Operative Bank Ltd No One Seven Five Eight Perinthalmanna in Kootilangadi Branch, here are some ways that you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official The Urban Co Operative Bank Ltd No One Seven Five Eight Perinthalmanna website.
- Search the RBI portal.
If you know both IFSC and MICR codes, then it can help account holders in Padingatummuri manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is URBN0000B17.
Yes, but it can change during merging or restructuring of the bank.
No, MICR is for cheque clearing and IFSC is for online transfers.
You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.
The address of the branch is Padinatummuri Post located in Padingatummuri, Malappuram, Kerala.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.