Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of The Surath Peoples Cooperative Bank Limited for its Ved Dabholi branch in Surat, Surat, or Gujarat, this guide will help you with all the details.
There have been major changes in the banking sector in India and today, the customers of The Surath Peoples Cooperative Bank Limited located in Surat or anywhere in Gujarat can transfer funds instantly by using the correct IFSC Code SPCB0251032. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for The Surath Peoples Cooperative Bank Limited, Ved Dabholi, Surat
Here are some of the key details that come with the IFSC Code SPCB0251032 of The Surath Peoples Cooperative Bank Limited for its branch located in Surat, within the district of Surat in the state of Gujarat.
| Particulars | Details |
|---|---|
| Bank | The Surath Peoples Cooperative Bank Limited |
| IFSC Code | SPCB0251032 |
| Branch | Ved Dabholi |
| City | Surat |
| District | Surat |
| State | Gujarat |
| Address | Shopno48 54 Groundfloor Kedarbusiness Center Near Bapasitaram Chowk Dabholi Road Surat 395004 |
These details are essential not only for online banking users but also for businesses and individuals who use The Surath Peoples Cooperative Bank Limited in Surat for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code SPCB0251032 for the Ved Dabholi branch of The Surath Peoples Cooperative Bank Limited plays an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including The Surath Peoples Cooperative Bank Limited located in Ved Dabholi, Surat, Gujarat, is provided a unique IFSC like SPCB0251032 so that their online payments reach the right place.
The IFSC Code is important because:
- It uniquely recognizes the The Surath Peoples Cooperative Bank Limited branch in Surat.
- Helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any confusions between multiple branches of the same bank across different places like Surat and Surat.
- It reduces most of the errors in fund transfers and makes sure its accuracy.
- It enables sender banks to validate and confirm branch details before processing payments.
For thousands of branches across Gujarat and the rest of India, the IFSC Code ensures that transactions meant for The Surath Peoples Cooperative Bank Limited in Ved Dabholi do not get misguided to another person.
Format of the IFSC Code SPCB0251032
The format of the IFSC Code for banks, including The Surath Peoples Cooperative Bank Limited, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): These represent the bank code. In The Surath Peoples Cooperative Bank Limited, they are a short identifier for the bank.
- 5th character (0): This is always zero and is reserved for future use.
- Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Ved Dabholi in Surat.
For example, the IFSC Code SPCB0251032 of The Surath Peoples Cooperative Bank Limited for the Ved Dabholi branch has these elements, identifying the bank and the branch location in Surat and Gujarat correctly.
How to Find IFSC Code for The Surath Peoples Cooperative Bank Limited?
If you are trying to find the IFSC Code SPCB0251032 of The Surath Peoples Cooperative Bank Limited for its Ved Dabholi branch located in Surat, the following methods can help:
Cheque Book
The cheque book issued by The Surath Peoples Cooperative Bank Limited includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
You can easily find the IFSC and MICR codes because most banks, including The Surath Peoples Cooperative Bank Limited branches in Surat and Surat, print them on the first page of your passbook.
Bank Website
Visit the official website of The Surath Peoples Cooperative Bank Limited and navigate to the branch locator section. Search for Ved Dabholi or Surat to get the exact IFSC Code SPCB0251032.
Mobile Banking App
If you use The Surath Peoples Cooperative Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for The Surath Peoples Cooperative Bank Limited and Surat, you'll get the correct details.
How to Use IFSC Code SPCB0251032 for Online Transfers?
Once you have the IFSC Code SPCB0251032 for the Ved Dabholi branch of The Surath Peoples Cooperative Bank Limited in Surat, you can start with your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code SPCB0251032. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. You need the recipient's account details and The Surath Peoples Cooperative Bank Limited IFSC Code SPCB0251032.
Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for The Surath Peoples Cooperative Bank Limited Ved Dabholi in Surat, it can result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of The Surath Peoples Cooperative Bank Limited in Ved Dabholi, here are some of the ways you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official The Surath Peoples Cooperative Bank Limited website.
- Search the RBI portal.
Knowing both IFSC and MICR code can help account holders in Surat manage their online transfers and cheque clearances easily.
Frequently Asked Questions (FAQs)
The IFSC Code of the Ved Dabholi Surat branch is SPCB0251032.
Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.
No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.
You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.
The branch is located at Shopno48 54 Groundfloor Kedarbusiness Center Near Bapasitaram Chowk Dabholi Road Surat 395004.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.