IFSC Code of The Surath Peoples Cooperative Bank Limited, Khatodara, Surat, Gujarat- SPCB0251006

There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of The Surath Peoples Cooperative Bank Limited for its Khatodara branch in Surat, Surat, Gujarat, then this comprehensive guide will provide you with detailed information.

The banking system in India has changed over time, and today the customers of The Surath Peoples Cooperative Bank Limited situated in Surat or anywhere in Gujarat can easily transfer funds instantly by using the correct IFSC Code SPCB0251006. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for The Surath Peoples Cooperative Bank Limited, Khatodara, Surat

Here are the main details that are associated with the IFSC Code SPCB0251006 of The Surath Peoples Cooperative Bank Limited for its branch located in Surat, within the district of Surat in the state of Gujarat.

These details are crucial, not just for online banking users but also for businesses and individuals who use The Surath Peoples Cooperative Bank Limited in Surat for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code SPCB0251006 for the Khatodara branch of The Surath Peoples Cooperative Bank Limited has an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with The Surath Peoples Cooperative Bank Limited located in Khatodara, Surat, Gujarat, are allotted a unique IFSC like SPCB0251006 to ensure that online payments reach the right destination.

The IFSC Code is important because:

• It clearly tells which bank branch it is in Surat.
• It helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It prevents confusion between different branches of the same bank in places like Surat and Surat.
• It reduces errors in fund transfers and improves accuracy.
• It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to The Surath Peoples Cooperative Bank Limited in Khatodara reaches the right place, even though there are thousands of branches in Gujarat and across India.

Format of the IFSC Code SPCB0251006

The format of the IFSC Code for banks, including The Surath Peoples Cooperative Bank Limited, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

• First 4 characters (AAAA): These represent the bank code. In The Surath Peoples Cooperative Bank Limited, they are a short identifier for the bank.
• 5th character (0): This is always zero and is reserved for future use.
• Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Khatodara in Surat.

For example, the IFSC Code SPCB0251006 of The Surath Peoples Cooperative Bank Limited for the Khatodara branch has these elements, identifying the bank and the branch location in Surat and Gujarat correctly.

How to Find IFSC Code for The Surath Peoples Cooperative Bank Limited?

If you are trying to find the IFSC Code SPCB0251006 of The Surath Peoples Cooperative Bank Limited for its Khatodara branch located in Surat, the following methods can help:

Cheque Book

The cheque books that are issued by The Surath Peoples Cooperative Bank Limited include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including The Surath Peoples Cooperative Bank Limited branches in Surat and Surat, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of The Surath Peoples Cooperative Bank Limited and find the branch locator section. Search for Khatodara or Surat to get the exact IFSC Code SPCB0251006.

Mobile Banking App

If you use The Surath Peoples Cooperative Bank Limited's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for The Surath Peoples Cooperative Bank Limited and Surat that will provide accurate information.

How to Use IFSC Code SPCB0251006 for Online Transfers?

If you have the IFSC Code SPCB0251006 for the Khatodara branch of The Surath Peoples Cooperative Bank Limited in Surat, you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code SPCB0251006. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and The Surath Peoples Cooperative Bank Limited IFSC Code SPCB0251006.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for The Surath Peoples Cooperative Bank Limited Khatodara in Surat, it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of The Surath Peoples Cooperative Bank Limited in Khatodara, you can find it by any of the following ways:

• Check the bottom of your cheque leaf.
• Go to the first page of your passbook.
• Visit the official The Surath Peoples Cooperative Bank Limited website.
• Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Surat manage online transfers as well as cheque clearances with ease.