IFSC Code of The Surath Peoples Cooperative Bank Limited, Sumul Dairy Road, Surat, Gujarat- SPCB0251014

Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of The Surath Peoples Cooperative Bank Limited for its Sumul Dairy Road branch in Surat, Surat, or Gujarat, this guide will help you with all the details.

There have been major changes in the banking sector in India and today, the customers of The Surath Peoples Cooperative Bank Limited located in Surat or anywhere in Gujarat can transfer funds instantly by using the correct IFSC Code SPCB0251014. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for The Surath Peoples Cooperative Bank Limited, Sumul Dairy Road, Surat

Below in the table are the key details related to IFSC Code SPCB0251014 of The Surath Peoples Cooperative Bank Limited for its branch located in Surat, within the district of Surat in the state of Gujarat.

These details are essential not only for online banking users but also for businesses and individuals who use The Surath Peoples Cooperative Bank Limited in Surat for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code SPCB0251014 for the Sumul Dairy Road branch of The Surath Peoples Cooperative Bank Limited plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like SPCB0251014 is given to every bank branch, including The Surath Peoples Cooperative Bank Limited located in Sumul Dairy Road, Surat, Gujarat, to make sure that online payments reach the right place.

The IFSC Code is important because:

• It uniquely identifies the The Surath Peoples Cooperative Bank Limited branch in Surat.
• It helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It avoids any kind of confusion between multiple branches of the same bank across different places like Surat and Surat.
• It removes errors in fund transfers and improves accuracy.
• It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across Gujarat and the rest of India, which is why the IFSC Code ensures that transactions meant for The Surath Peoples Cooperative Bank Limited in Sumul Dairy Road doesn't end up at another location.

Format of the IFSC Code SPCB0251014

The format of the IFSC Code for banks, including The Surath Peoples Cooperative Bank Limited, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

• First 4 characters (AAAA): Show the bank code. For The Surath Peoples Cooperative Bank Limited, these letters represent the bank's short name.
• 5th character: Is always zero and is kept for future use.
• Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Sumul Dairy Road in Surat.

For example, the IFSC Code SPCB0251014 of The Surath Peoples Cooperative Bank Limited for the Sumul Dairy Road branch includes these elements, identifying the bank and the branch location in Surat and Gujarat accurately.

How to Find IFSC Code for The Surath Peoples Cooperative Bank Limited?

If you are trying to find the IFSC Code SPCB0251014 of The Surath Peoples Cooperative Bank Limited for its Sumul Dairy Road branch located in Surat, the following methods can help:

Cheque Book

The cheque book issued by The Surath Peoples Cooperative Bank Limited includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

Most banks, including The Surath Peoples Cooperative Bank Limited branches in Surat and Surat, print the IFSC and MICR codes on the first page of your passbook.

Bank Website

Visit the official website of The Surath Peoples Cooperative Bank Limited and navigate to the branch locator section. Search for Sumul Dairy Road or Surat to get the exact IFSC Code SPCB0251014.

Mobile Banking App

If you use The Surath Peoples Cooperative Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for The Surath Peoples Cooperative Bank Limited and Surat, you'll get the correct details.

How to Use IFSC Code SPCB0251014 for Online Transfers?

Once you have the IFSC Code SPCB0251014 for the Sumul Dairy Road branch of The Surath Peoples Cooperative Bank Limited in Surat, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code SPCB0251014. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and The Surath Peoples Cooperative Bank Limited IFSC Code SPCB0251014.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the The Surath Peoples Cooperative Bank Limited Sumul Dairy Road in Surat, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of The Surath Peoples Cooperative Bank Limited in Sumul Dairy Road, here are some of the ways you can get it:

• Check the bottom of your cheque leaf.
• Refer to the first page of your passbook.
• Visit the official The Surath Peoples Cooperative Bank Limited website.
• Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Surat manage their online transfers and cheque clearances easily.