The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of The Surath Peoples Cooperative Bank Limited for its Rander Road branch in Surat, Surat, Gujarat, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of The Surath Peoples Cooperative Bank Limited located in Surat or anywhere in Gujarat can transfer funds instantly by using the correct IFSC Code SPCB0251011. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for The Surath Peoples Cooperative Bank Limited, Rander Road, Surat

Below in the table are the key details related to IFSC Code SPCB0251011 of The Surath Peoples Cooperative Bank Limited for its branch located in Surat, within the district of Surat in the state of Gujarat.

Particulars Details
Bank The Surath Peoples Cooperative Bank Limited
IFSC Code SPCB0251011
Branch Rander Road
City Surat
District Surat
State Gujarat
Address Morar Mansion, Adajan Patia, Surat - 395009

These details helps users in online banking and for businesses and individuals who use The Surath Peoples Cooperative Bank Limited in Surat for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code SPCB0251011 for the Rander Road branch of The Surath Peoples Cooperative Bank Limited plays a vital role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including The Surath Peoples Cooperative Bank Limited located in Rander Road, Surat, Gujarat, is provided with a unique IFSC like SPCB0251011 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It uniquely identifies the The Surath Peoples Cooperative Bank Limited branch in Surat.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any errors or confusions between multiple branches of the same bank across different places like Surat and Surat.
  • It reduces errors in fund transfers and improves accuracy.
  • It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Gujarat and the rest of India and the IFSC Code ensures that transactions meant for The Surath Peoples Cooperative Bank Limited in Rander Road do not get mixed with another location.

Format of the IFSC Code SPCB0251011

The format of the IFSC Code for banks, including The Surath Peoples Cooperative Bank Limited, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): These represent the bank code. In The Surath Peoples Cooperative Bank Limited, they are a short identifier for the bank.
  • 5th character (0): This is always zero and is reserved for future use.
  • Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Rander Road in Surat.

For example, the IFSC Code SPCB0251011 of The Surath Peoples Cooperative Bank Limited for the Rander Road branch has these elements, identifying the bank and the branch location in Surat and Gujarat correctly.

How to Find IFSC Code for The Surath Peoples Cooperative Bank Limited?

If you are trying to find the IFSC Code SPCB0251011 of The Surath Peoples Cooperative Bank Limited for its Rander Road branch located in Surat, the following methods can help:

Cheque Book

The cheque books that are issued by The Surath Peoples Cooperative Bank Limited include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including The Surath Peoples Cooperative Bank Limited branches in Surat and Surat, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of The Surath Peoples Cooperative Bank Limited and find the branch locator section. Search for Rander Road or Surat to get the exact IFSC Code SPCB0251011.

Mobile Banking App

If you use The Surath Peoples Cooperative Bank Limited's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for The Surath Peoples Cooperative Bank Limited and Surat that will provide accurate information.

How to Use IFSC Code SPCB0251011 for Online Transfers?

If you have the IFSC Code SPCB0251011 for the Rander Road branch of The Surath Peoples Cooperative Bank Limited in Surat, you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code SPCB0251011. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and The Surath Peoples Cooperative Bank Limited IFSC Code SPCB0251011.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for The Surath Peoples Cooperative Bank Limited Rander Road in Surat, it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of The Surath Peoples Cooperative Bank Limited in Rander Road, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official The Surath Peoples Cooperative Bank Limited website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Surat to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of The Surath Peoples Cooperative Bank Limited in Rander Road, Surat?

The IFSC Code is SPCB0251011.

Is the IFSC Code SPCB0251011 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of The Surath Peoples Cooperative Bank Limited Rander Road?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Rander Road branch?

The address of the branch is Morar Mansion, Adajan Patia, Surat - 395009 located in Surat, Surat, Gujarat.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

Nearby THE SURATH PEOPLES COOPERATIVE BANK LIMITED Branches

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