IFSC Code of The Surath Peoples Cooperative Bank Limited, Udhna, Surat, Gujarat- SPCB0251007

There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of The Surath Peoples Cooperative Bank Limited for its Udhna branch in Surat, Surat, Gujarat, then this comprehensive guide will provide you with detailed information.

The banking system in India has changed over time, and today the customers of The Surath Peoples Cooperative Bank Limited situated in Surat or anywhere in Gujarat can easily transfer funds instantly by using the correct IFSC Code SPCB0251007. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for The Surath Peoples Cooperative Bank Limited, Udhna, Surat

The table below shows the main details of the IFSC Code SPCB0251007 for the The Surath Peoples Cooperative Bank Limited branch in Surat, which falls under the Surat district in Gujarat.

These details are essential not only for online banking users but also for businesses and individuals who use The Surath Peoples Cooperative Bank Limited in Surat for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code SPCB0251007 for the Udhna branch of The Surath Peoples Cooperative Bank Limited plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including The Surath Peoples Cooperative Bank Limited located in Udhna, Surat, Gujarat, is provided with a unique IFSC like SPCB0251007 to ensure that online payments reach the right destination.

The IFSC Code is important because:

• It uniquely identifies the The Surath Peoples Cooperative Bank Limited branch in Surat.
• It helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It avoids any errors or confusions between multiple branches of the same bank across different places like Surat and Surat.
• It reduces errors in fund transfers and improves accuracy.
• It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Gujarat and the rest of India and the IFSC Code ensures that transactions meant for The Surath Peoples Cooperative Bank Limited in Udhna do not get mixed with another location.

Format of the IFSC Code SPCB0251007

The format of the IFSC Code for banks, including The Surath Peoples Cooperative Bank Limited, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

• First 4 characters (AAAA): These represent the bank code. In The Surath Peoples Cooperative Bank Limited, they are a short identifier for the bank.
• 5th character (0): This is always zero and is reserved for future use.
• Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Udhna in Surat.

For example, the IFSC Code SPCB0251007 of The Surath Peoples Cooperative Bank Limited for the Udhna branch has these elements, identifying the bank and the branch location in Surat and Gujarat correctly.

How to Find IFSC Code for The Surath Peoples Cooperative Bank Limited?

If you are trying to find the IFSC Code SPCB0251007 of The Surath Peoples Cooperative Bank Limited for its Udhna branch located in Surat, the following methods can help:

Cheque Book

The cheque books that are issued by The Surath Peoples Cooperative Bank Limited include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including The Surath Peoples Cooperative Bank Limited branches in Surat and Surat, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of The Surath Peoples Cooperative Bank Limited and find the branch locator section. Search for Udhna or Surat to get the exact IFSC Code SPCB0251007.

Mobile Banking App

If you use The Surath Peoples Cooperative Bank Limited's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for The Surath Peoples Cooperative Bank Limited and Surat that will provide accurate information.

How to Use IFSC Code SPCB0251007 for Online Transfers?

Once you have the IFSC Code SPCB0251007 for the Udhna branch of The Surath Peoples Cooperative Bank Limited in Surat, you can start with your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code SPCB0251007. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. You need the recipient's account details and The Surath Peoples Cooperative Bank Limited IFSC Code SPCB0251007.

Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for The Surath Peoples Cooperative Bank Limited Udhna in Surat, it can result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of The Surath Peoples Cooperative Bank Limited in Udhna, here are some ways that you can get it:

• Check the bottom of your cheque leaf.
• Refer to the first page of your passbook.
• Visit the official The Surath Peoples Cooperative Bank Limited website.
• Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in Surat manage online transfers as well as cheque clearances with ease.