IFSC Code of The Surath Peoples Cooperative Bank Limited, Bhatar Road, Surat, Gujarat- SPCB0251012

Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of The Surath Peoples Cooperative Bank Limited for its Bhatar Road branch in Surat, Surat, Gujarat, then this guide will give you detailed information.

The banking system has evolved significantly in India, and today the customers of The Surath Peoples Cooperative Bank Limited located in Surat or anywhere in Gujarat can transfer funds instantly by using the correct IFSC Code SPCB0251012. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for The Surath Peoples Cooperative Bank Limited, Bhatar Road, Surat

Here are the key points that are associated with the IFSC Code SPCB0251012 of The Surath Peoples Cooperative Bank Limited for its branch located in Surat, within the district of Surat in the state of Gujarat.

These details helps users in online banking and for businesses and individuals who use The Surath Peoples Cooperative Bank Limited in Surat for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code SPCB0251012 for the Bhatar Road branch of The Surath Peoples Cooperative Bank Limited plays a vital role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including The Surath Peoples Cooperative Bank Limited located in Bhatar Road, Surat, Gujarat, is provided a unique IFSC like SPCB0251012 so that their online payments reach the right place.

The IFSC Code is important because:

• It uniquely recognizes the The Surath Peoples Cooperative Bank Limited branch in Surat.
• Helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It avoids any confusions between multiple branches of the same bank across different places like Surat and Surat.
• It reduces most of the errors in fund transfers and makes sure its accuracy.
• It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across Gujarat and the rest of India, the IFSC Code ensures that transactions meant for The Surath Peoples Cooperative Bank Limited in Bhatar Road do not get misguided to another person.

Format of the IFSC Code SPCB0251012

The format of the IFSC Code for banks, including The Surath Peoples Cooperative Bank Limited, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

• First 4 characters (AAAA): Show the bank code. For The Surath Peoples Cooperative Bank Limited, these letters represent the bank's short name.
• 5th character: Is always zero and is kept for future use.
• Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Bhatar Road in Surat.

For example, the IFSC Code SPCB0251012 of The Surath Peoples Cooperative Bank Limited for the Bhatar Road branch includes these elements, identifying the bank and the branch location in Surat and Gujarat correctly.

How to Find IFSC Code for The Surath Peoples Cooperative Bank Limited?

If you are trying to find the IFSC Code SPCB0251012 of The Surath Peoples Cooperative Bank Limited for its Bhatar Road branch located in Surat, the following methods can help:

Cheque Book

The cheque book issued by The Surath Peoples Cooperative Bank Limited includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

Most banks, including The Surath Peoples Cooperative Bank Limited branches in Surat and Surat, print the IFSC and MICR codes on the first page of your passbook.

Bank Website

Visit the official website of The Surath Peoples Cooperative Bank Limited and navigate to the branch locator section. Search for Bhatar Road or Surat to get the exact IFSC Code SPCB0251012.

Mobile Banking App

If you use The Surath Peoples Cooperative Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for The Surath Peoples Cooperative Bank Limited and Surat, you'll get the correct details.

How to Use IFSC Code SPCB0251012 for Online Transfers?

If you have the IFSC Code SPCB0251012 for the Bhatar Road branch of The Surath Peoples Cooperative Bank Limited in Surat, you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code SPCB0251012. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and The Surath Peoples Cooperative Bank Limited IFSC Code SPCB0251012.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for The Surath Peoples Cooperative Bank Limited Bhatar Road in Surat, it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of The Surath Peoples Cooperative Bank Limited in Bhatar Road, here are some ways that you can get it:

• Check the bottom of your cheque leaf.
• Refer to the first page of your passbook.
• Visit the official The Surath Peoples Cooperative Bank Limited website.
• Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in Surat manage online transfers as well as cheque clearances with ease.