Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of The Surath Peoples Cooperative Bank Limited for its Dindoli branch in Surat, Surat, Gujarat, then this guide will give you detailed information.
The banking system has evolved significantly in India, and today the customers of The Surath Peoples Cooperative Bank Limited located in Surat or anywhere in Gujarat can transfer funds instantly by using the correct IFSC Code SPCB0251027. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for The Surath Peoples Cooperative Bank Limited, Dindoli, Surat
Here are the key points that are associated with the IFSC Code SPCB0251027 of The Surath Peoples Cooperative Bank Limited for its branch located in Surat, within the district of Surat in the state of Gujarat.
| Particulars | Details |
|---|---|
| Bank | The Surath Peoples Cooperative Bank Limited |
| IFSC Code | SPCB0251027 |
| Branch | Dindoli |
| City | Surat |
| District | Surat |
| State | Gujarat |
| Address | Shop No. 1-2-3, Ground Floor, Rangeela Park, Main Road, Dindoli, Surat |
These details help users in online banking and for businesses and individuals who use The Surath Peoples Cooperative Bank Limited in Surat for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code SPCB0251027 for the Dindoli branch of The Surath Peoples Cooperative Bank Limited has a very important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with The Surath Peoples Cooperative Bank Limited located in Dindoli, Surat, Gujarat, are allotted a unique IFSC like SPCB0251027 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Surat.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents confusion between different branches of the same bank in places like Surat and Surat.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It makes sure that money sent to The Surath Peoples Cooperative Bank Limited in Dindoli reaches the right place, even though there are thousands of branches in Gujarat and across India.
Format of the IFSC Code SPCB0251027
The format of the IFSC Code for banks, including The Surath Peoples Cooperative Bank Limited, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For The Surath Peoples Cooperative Bank Limited, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Dindoli in Surat.
For example, the IFSC Code SPCB0251027 of The Surath Peoples Cooperative Bank Limited for the Dindoli branch includes these elements, identifying the bank and the branch location in Surat and Gujarat accurately.
How to Find IFSC Code for The Surath Peoples Cooperative Bank Limited?
If you are trying to find the IFSC Code SPCB0251027 of The Surath Peoples Cooperative Bank Limited for its Dindoli branch located in Surat, the following methods can help:
Cheque Book
The cheque books that are issued by The Surath Peoples Cooperative Bank Limited include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.
Passbook
Most banks, including The Surath Peoples Cooperative Bank Limited branches in Surat and Surat, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of The Surath Peoples Cooperative Bank Limited and find the branch locator section. Search for Dindoli or Surat to get the exact IFSC Code SPCB0251027.
Mobile Banking App
If you use The Surath Peoples Cooperative Bank Limited's mobile app, you can easily check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for The Surath Peoples Cooperative Bank Limited and Surat that will provide accurate information.
How to Use IFSC Code SPCB0251027 for Online Transfers?
Once you have the IFSC Code SPCB0251027 for the Dindoli branch of The Surath Peoples Cooperative Bank Limited in Surat, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code SPCB0251027. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and The Surath Peoples Cooperative Bank Limited IFSC Code SPCB0251027.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the The Surath Peoples Cooperative Bank Limited Dindoli in Surat, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of The Surath Peoples Cooperative Bank Limited in Dindoli, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official The Surath Peoples Cooperative Bank Limited website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in Surat to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code is SPCB0251027.
Yes, but it can change during merging or restructuring of the bank.
No, MICR is for cheque clearing and IFSC is for online transfers.
You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.
The address of the branch is Shop No. 1-2-3, Ground Floor, Rangeela Park, Main Road, Dindoli, Surat located in Surat, Surat, Gujarat.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.